سعر United States Dollar CatUSDC

I recently tried Bitget’s upgraded On-Chain Earn product in collaboration with Morpho and Arbitrum, and the experience honestly changed how I look at on-chain earning. I’ve always compared traditional wealth management products with DeFi yields, and the difference here is immediately noticeable. While banks and classic savings products usually offer very limited returns, Bitget’s On-Chain Earn allows me to access up to 12% APR on USDC and around 7% APR on USDT. That gap alone makes it worth exploring. What stood out most to me is the transparency and asset isolation. Each user is given a unique UID-linked on-chain address, which means my funds are clearly separated and fully traceable on-chain. I can actually see where my assets are deployed, instead of blindly trusting a black-box system. For someone who values risk awareness and clarity, this feature adds a strong layer of confidence. Another big advantage is how beginner-friendly the whole process feels. Gas fees are covered by the platform, so I don’t need to worry about holding ETH for transactions or dealing with failed transfers. I simply subscribe, and my assets are deployed instantly. Interest accrues second by second, and I like that I can redeem at any time without being locked into rigid terms. Overall, this feels like a true CeDeFi experience. I get exposure to top-tier Arbitrum DeFi protocols through Morpho, while still enjoying the convenience of a centralized platform. It bridges the gap between traditional savings and advanced DeFi in a very practical way, especially for users who want higher yields without the usual technical friction. $USDC $BTC $ETH

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When I compare traditional wealth management products with Morpho On-Chain Earn, the difference in yields is hard to ignore. I’ve looked at bank savings, fixed deposits, and even higher-yield investment-linked products, and most of them offer returns that barely keep up with inflation. In many cases, annual yields sit somewhere between 1% and 4%, and anything higher usually comes with long lock-up periods or additional conditions. That’s why seeing on-chain earning opportunities offering up to 12% APR immediately stood out to me. With Morpho On-Chain Earn, the yield gap compared to traditional products is massive. Even when comparing stablecoin yields alone, the difference can be several times higher than what conventional wealth management offers. For example, earning around 12% APR on USDC or about 7% APR on USDT feels like a completely different league compared to traditional savings options. What makes this even more interesting is that these yields aren’t coming from speculative price movements. They’re generated from real on-chain lending activity within DeFi, where capital is actively utilized. In contrast, traditional wealth management products often rely on conservative strategies that prioritize stability over growth, which naturally limits their upside. Another key difference is flexibility. Many traditional products require locking funds for months or even years to access better rates. With Morpho On-Chain Earn, interest accrues continuously, and capital remains flexible, allowing me to adjust my strategy without waiting for maturity dates. From my perspective, this yield difference highlights why more people are paying attention to on-chain earning. It’s not just about chasing higher numbers—it’s about accessing a more efficient financial system that can offer significantly better returns on idle capital. $ARB $USDC $BTC

One of the main reasons many people hesitate to try DeFi is the complexity around gas fees. From needing the right network token to worrying about failed or overpriced transactions, gas alone can feel like a barrier. That’s why Bitget’s decision to fully cover gas fees in its On-Chain Earn product makes such a noticeable difference, especially for beginners. When I used the product, there was no need to think about wallets, networks, or transaction costs. I didn’t have to hold ETH or estimate gas before making a move. I simply subscribed to the USDT or USDC On-Chain Earn product, and everything else was handled in the background. The on-chain deployment through Morpho on Arbitrum happened seamlessly, without exposing me to any of the usual technical steps. This approach changes how accessible DeFi feels. For new users, gas fees are often the first point of confusion and the most common reason for mistakes. By removing that responsibility, Bitget allows beginners to focus on the core concept—earning yield on-chain—rather than the mechanics of executing transactions. It feels more like using a familiar financial product than interacting with a complex protocol. Another benefit is consistency. Since gas fees are covered, there are no unexpected costs eating into returns, and no stress during high network activity. Subscriptions are smooth, interest accrues in real time, and redemptions can be made without worrying about additional fees. Overall, covering gas fees might sound like a small feature, but in practice it makes a big impact. It lowers the learning curve, reduces risk from user error, and opens the door for more people to experience on-chain earning with confidence. $ARB $USDC $BTC