Harga United States Dollar CatUSDC

Visa Crypto Card Spending Explodes in 2025 Spending on Visa-issued crypto cards surged 525% in 2025, rising from $14.6M at the start of the year to $91.3M by November, based on on-chain data. Key highlights: 🔸 EtherFi leads with $55.4M in spending 🔸 Cypher follows with $20.5M 🔸 Cards are mainly using stablecoins like $USDC for real-world payments This rapid growth shows crypto is moving beyond trading and into everyday spending, as Visa expands stablecoin support and deepens its push into digital assets.

What if you could have DeFi’s yield without DeFi’s stress? Here is my raw walkthrough Hey everyone, I’ve been quietly watching this On-Chain Earn trend for a while and finally decided to take it for a spin. There are great posts out there breaking down the basics but I wanted to go a layer deeper beyond the “what it is” into the “why it works” and “who it’s really for.” I subscribed to 10 USDT in the Morpho pool, but before that, I spent time in the app just looking. Not just clicking,here’s what stood out to me and why this might be the bridge product CeFi and DeFi needed. These are the key product highlights through a beginner’s eyes 👀 1. Exclusive high yield but it’s variable, not just a number Yes, USDC shows up to 10.26% APR, USDT around 6.41%. But what’s more interesting is why it changes. This isn’t Bitget promising a fixed return, it’s them piping real on-chain yields from Morpho on Arbitrum directly to your account. When I subscribed, my estimated APR was 6.41%, not a flat “7%”. That transparency matters because you’re not getting a marketing rate, you’re getting the chain’s heartbeat. 2. Revolutionary address mechanism — custodial simplicity, On-Chain Soul Every user gets a unique UID address. Here’s why that’s a big deal: • Your funds are isolated on-chain (no pool risk like some CeFi platforms). • You can verify them on Arbiscan if you want. • But you never touch a private key. It’s like having a transparent safety deposit box inside a bank. The bank holds the key (so you don’t lose it), but you can look through the glass anytime to see your stuff. This isn’t your average “not your keys, not your crypto” scenario,it’s a hybrid that balances security and sanity. 3. The ultimate CeDeFi experience — Gas fees? covered. Keys? managed. I didn’t have to buy ETH for gas. I didn’t even see a wallet popup. For a DeFi beginner, that’s huge. The mental overhead of managing gas, approving contracts and fearing mistakes is what keeps most people out. Bitget absorbs that complexity, you just pick an amount and stake. It feels like a savings account, but the yield is DeFi-grade. 4. Instant & flexible — But with a catch (and that is okay) Interest starts accruing 15 minutes after subscription. First payout in an hour. But they clearly state: “This product is not principally-protected.” And they charge a service fee on redemption to cover gas. That’s not a hidden fee; it’s right there before you confirm. I respect that. No sugarcoating. This is still DeFi just with training wheels. My step-by-step guide: 1. Browsed the list — saw $USDT at 6.93%, $USDC at 10.26%, plus wildcards like $APT at 5%. 2. Clicked into $USDT — saw my spot balance right there: 85.75 USDT. 3. Entered 10 USDT — watched the “Estimated daily profit” update in real-time: 0.000167 USDT + 0.001369 USDT bonus. 4. Read the warnings — “Not principal-protected” — three times. Check. 5. Hit “Stake” no confirmations, no gas screen. Just “Successful.” 6. Watched the status — “Pending accrual” → “Accruing” in 15 mins flat. The whole thing took under 2 minutes. It felt too easy. In a good way. Why this isn’t just another "Earn Product": This is Bitget acting as a gatekeeper and translator between you and DeFi. They curate protocols (Morpho, Arbitrum), handle the tech and present you with a clean UI and clear APRs. You’re not “using DeFi”, you’re using a DeFi output, packaged for humans. Who’s this for? • The curious but overwhelmed. • The yield-seeker tired of 0.11% bank rates. • The degens who want exposure without the operational risk. Who’s this NOT for? • Pure DeFi natives who live in MetaMask. • Those who need full non-custodial control. • Anyone who can’t tolerate smart contract risk. My final take: If you’ve been waiting for a safe-ish way to dip your toes into on-chain yield, this is arguably one of the cleanest on-ramps out there. It won’t teach you how DeFi works under the hood but it will show you why it matters, without making you sweat the small stuff. I’m leaving my 10 USDT in to see how the yield fluctuates. I’ll monitor the real earnings data. Stay curious, stay cautious. This is not financial advice, just one user’s hands-on peek behind the CeDeFi curtain.

Why Asset Isolation Matters: How Bitget On Chain Earn Protects User Funds When people deposit money on a platform, the biggest question is not just profit it’s safety. Most users don’t worry only about price movements. They worry about what happens behind the scenes: Who controls the funds? Where are they stored? And what happens if something goes wrong? This is where Bitget On Chain Earn introduces a critical security concept: asset isolation through a unique UID address system. What Asset Isolation Really Means Asset isolation means your funds are kept separate from other users’ funds. Instead of pooling everyone’s money into one large wallet, each user has their own dedicated space on the blockchain. On Bitget On Chain Earn, every user is linked to a unique on-chain address connected directly to their account UID. This address is used to deploy and manage their assets on-chain. Your funds are not mixed with anyone else’s. In simple terms: Your money has its own box not a shared basket. Why Shared Pools Can Be Risky Many platforms rely on pooled fund structures, where all user deposits sit inside one large wallet or system. This creates several risks: If something goes wrong, everyone can be affected at once One failure can spread across the entire pool Users can’t clearly see which assets belong to them Tracking individual fund movement becomes difficult In pooled systems, users are forced to rely entirely on trust without visibility. That lack of clarity often leads to fear, especially during periods of stress. How Bitget’s UID Address System Works Bitget avoids pooled risk by using unique UID-linked on-chain addresses. Here’s how it works: Each user is assigned a dedicated on-chain address That address is linked directly to the user’s Bitget UID When you deposit USDT or USDC into On Chain Earn, funds move to your address From there, assets are deployed into DeFi protocols such as Morpho Because the address is unique, activity remains clearly attributable to you. Funds are never mixed with others. This creates strong boundaries between user assets. Why This Structure Improves Security Asset isolation strengthens security in multiple ways: 1. Reduced Contagion Risk If another user encounters an issue, your funds are unaffected. Problems don’t spread when assets are separated. 2. Better Accountability Each address is tied to a specific UID, making fund movement auditable and verifiable. There’s less room for hidden or unclear actions. 3. Lower Internal Risk Even at the platform level, managing isolated funds is safer and more responsible than handling massive shared pools. Transparency That Users Can Verify Transparency isn’t just about trust it’s about visibility. With a unique on-chain address, users can confirm that funds are actually deployed on-chain. There’s no guessing and no blind reliance on promises. The blockchain itself provides proof. This gives beginners peace of mind while also meeting the expectations of advanced users who demand verifiable systems. Why Asset Isolation Matters for CeDeFi CeDeFi aims to combine centralized convenience with decentralized clarity and asset isolation is central to that balance. With Bitget On Chain Earn: You don’t manage private keys You don’t deal with gas fees You still benefit from on-chain transparency Behind the scenes, your assets behave like true on-chain funds, without the friction of pure DeFi. This removes the main fear of centralized platforms while avoiding unnecessary complexity. How Asset Isolation Builds Long-Term Trust Trust is built through clear structure and consistent rules. By isolating assets and linking them to unique UID addresses, Bitget reinforces user ownership and accountability. Users know where their funds are, how they’re used, and that they’re not exposed to shared risk. That confidence encourages long-term participation and healthier platforms. Security isn’t just about advanced technology. It’s about good design, clear boundaries, and user-first architecture. Final Thoughts Asset isolation through unique UID-linked on-chain addresses is one of the strongest security features of Bitget On Chain Earn. It keeps user funds: Separate Traceable Protected from shared risk By combining this structure with a simple user experience, Bitget delivers security without stress. This is how modern crypto platforms should protect users calmly, clearly, and transparently.

When people deposit money on a platform, the biggest question is safety. Many users do not worry about price movement alone. They worry about what happens behind the scenes. Who controls the funds. Where the funds are kept. And what happens if something goes wrong. Bitget On Chain Earn introduces asset isolation through a unique UID address system. WHAT ASSET ISOLATION MEANS Asset isolation means your funds are kept separate from other users funds. Instead of putting everyone’s money into one large pool, each user has their own space on the blockchain. On Bitget On Chain Earn, every user is linked to a unique on chain address connected to their account UID. This address is used to deploy and manage their funds on chain. Your assets are not mixed with someone else’s assets. In simple terms, your money has its own box, not a shared basket. WHY SHARED POOLS CAN BE RISKY In many platforms, user funds are pooled together. This means all deposits sit in one large wallet or system. If a problem happens in a pooled system, it can affect everyone at once. One mistake or failure can spread quickly. Users may not know which part of the pool belongs to them. This lack of clarity creates fear and confusion. Shared pools also make it harder to track activity. Users must trust the platform completely because they cannot see individual fund movement. HOW BITGETS UID ADDRESS SYSTEM WORKS Bitget uses a unique UID address for each user. This address is generated on chain and linked directly to the user account. When you deposit USDT or USDC into On Chain Earn, those funds move to your dedicated on chain address. From there, they are deployed into DeFi protocols like Morpho. Because the address is unique, activity can be tracked clearly. Funds remain associated with you and are not mixed with others. This system creates strong boundaries between users assets. WHY THIS IMPROVES SECURITY Asset isolation improves security in several ways. First, it reduces contagion risk. If another user faces an issue, it does not affect your funds. Problems do not spread easily when assets are separated. Second, it improves accountability. Since each address is linked to a specific UID, fund movement can be audited and verified. There is less room for hidden actions. Third, it limits internal risk. Even at the platform level, isolated funds are easier to manage responsibly because they are clearly assigned. TRANSPARENCY FOR USERS Transparency is not just about trust. It is about visibility. With a unique on chain address, users can verify that funds are actually deployed on chain. They are not guessing. They are not relying on promises. The blockchain provides proof. This visibility gives users peace of mind. It helps beginners feel safe while also satisfying advanced users who care about verification. WHY THIS MATTERS FOR CEDEFI CeDeFi combines centralized ease with decentralized clarity. Asset isolation is a key part of this balance. Bitget keeps the user experience simple. You do not manage private keys or pay gas fees. But behind the scenes, your funds behave like true on chain assets. This design removes the main fear of centralized systems while avoiding the complexity of pure DeFi. HOW ASSET ISOLATION BUILDS LONG TERM TRUST Trust is built when systems are clear and consistent. Asset isolation shows that Bitget respects user ownership. When users know their funds are separate and traceable, they feel more confident staying long term. This confidence supports healthier platforms and safer participation. Security is not just about strong technology. It is about good structure and clear rules. Asset isolation through unique UID addresses is one of the strongest security features of Bitget On Chain Earn. It keeps user funds separate, visible, and protected from shared risk. By combining this system with a simple interface, Bitget delivers security without stress. This is how modern crypto platforms should protect users calmly and clearly.