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Bitcoin today at US$88.269,03, up 1,5%. Ethereum near $3.000; XRP above $1,90 ZEC, UNI, CRO, and CC lead gains among altcoins. Despite more favorable inflation data in the United States, Bitcoin today did not sustain the same pace of improvement seen in parts of the market. On Thursday, the leading cryptocurrency attempted a rebound, but again encountered resistance in the $89.500 region, losing momentum soon after. At the time of publication, Bitcoin was trading at $88.269,03, up 1,5% on the day, still amid volatility and a struggle for key technical levels. The most recent movement gained traction after the Consumer Price Index (CPI) came in better than expected. Even so, BTC's reaction was limited and opened space for firmer behavior in several altcoins, which began to trade in positive territory. Related Stories EU defines common position and moves forward on digital euro project. 20/12/2025 BlackRock expands global hiring to accelerate cryptocurrency strategy. 20/12/2025 The series of corrections began after two consecutive rejections near $94.500 last week. From there, bitcoin retreated to $90.000 over the weekend and remained in that range for almost two days, until selling pressure returned on Monday. As a result, BTC slipped below $85.500, but found buyers on Tuesday. On Wednesday, there was a quick jump to just above $90.000, which lasted only a few minutes before another drop, again below $85.500. On Thursday, with the CPI weaker than the market projected, the price touched $89.500 again, but the level held back further advances. The rejection drove bitcoin to a multi-month low of $84.500, reinforcing the defensive tone in the short term. On Friday, there was another attempt at recovery, returning to the $89.500 region, but without continuity. Even so, BTC managed to stay above $88.000, accumulating a 2,5% drop for the week, with a market capitalization above $1,75 trillion and a dominance of 57,3%. Meanwhile, altcoins gained prominence. Ethereum fell below $2.900 at the beginning of the week, recovered to that level, and is now approaching $3.000. XRP is up more than 3,5% and is trading above the $1,90 support level again, while ADA and DOGE are advancing by about 3%. Among the biggest highlights, ZEC rose again by double digits and remains above US$450. HYPE advanced 5%, CRO climbed 7%, UNI gained 9,5%, and CC surged more than 12%, reaching US$0,09. With the performance of the leading cryptocurrencies and altcoins, the total market value increased by approximately US$50 billion, reaching US$3,08 trillion. Disclaimer: The views and opinions expressed by the author, or anyone mentioned in this article, are for informational purposes only and do not constitute financial, investment or other advice. Investing or trading cryptocurrencies carries a risk of financial loss.

In a milestone moment for Ripple and the broader cryptocurrency ecosystem, David Schwartz, Ripple’s long-serving Chief Technology Officer, has announced that an upcoming XRP Ecosystem Webinar could be his final major public appearance in the role. Scheduled alongside industry veterans Steven McClurg and Matt Hougan, the webinar will explore the early momentum surrounding XRP exchange-traded funds (ETFs) and how institutional investors are approaching XRP exposure. Schwartz’s revelation casts a reflective tone over the event, marking the end of a pivotal era in Ripple’s technological leadership. A Legacy of Technical Innovation Schwartz, known in crypto circles by his handle JoelKatz, has been the cornerstone of Ripple’s technical vision for over thirteen years. As the architect of the XRP Ledger, he transformed it from an experimental blockchain into one of the most efficient and scalable networks in the industry. His innovations—ranging from consensus algorithms to decentralized exchange functionalities—have set the XRP Ledger apart, making it attractive to both retail users and financial institutions. Under Schwartz’s guidance, Ripple has positioned XRP not just as a digital asset but as a robust infrastructure for global payments. I think this is my last speaking event as Ripple CTO. — David 'JoelKatz' Schwartz (@JoelKatz) December 19, 2025 Institutional Focus on XRP The timing of Schwartz’s announcement is particularly notable, as institutional interest in XRP is on the rise. Asset managers are increasingly evaluating XRP as part of diversified portfolios, with ETFs providing a potential mainstream gateway. The upcoming webinar is expected to delve into strategies for incorporating XRP exposure, regulatory considerations, and the implications for blockchain-enabled financial products. These discussions underscore a broader shift in perception: XRP is moving beyond speculative trading into legitimate institutional investment territory. Stepping Back from Daily Leadership Schwartz’s post on X confirmed that he will step down from day-to-day CTO responsibilities while assuming an advisory role as CTO Emeritus and joining Ripple’s Board of Directors. He cited a desire to focus on family and personal pursuits while continuing to engage with technical projects and the XRP community. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Despite stepping back, Schwartz emphasized that his commitment to Ripple and the XRP ecosystem remains strong, signaling continuity even as the company transitions into its next phase. Ripple’s Enduring Vision Ripple CEO Brad Garlinghouse and President Monica Long have publicly praised Schwartz’s contributions, describing him as a visionary technologist whose work has been central to Ripple’s growth. His innovations have enabled secure, scalable, and energy-efficient value transfer across borders, laying the foundation for the company’s ongoing success. Schwartz’s last webinar as CTO represents both a celebration of past achievements and a reminder of Ripple’s readiness to expand institutional adoption while maintaining technical excellence. Looking Forward As the XRP ecosystem continues to mature, Schwartz’s legacy will remain deeply embedded in its technological and strategic foundations. The upcoming webinar offers not only insights into XRP’s evolving role in global finance but also a symbolic moment of transition for one of the cryptocurrency industry’s most influential figures. While his tenure as CTO is concluding, his impact on Ripple and the XRP Ledger will continue to resonate, inspiring the next chapter of growth and innovation within the ecosystem. Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter, Facebook, Telegram, and Google News

Discussions around XRP supply have resurfaced after a detailed post on X by an XRP investor known as Lord Belgrave, who offered a perspective that goes beyond the usual conversations about the XRP tokens locked in escrow. According to the XRP investor, Ripple’s escrow mechanism is a deliberately structured system designed years in advance with institutional deployment in mind, and we might see more details in the near future as NDAs start to expire. Related Reading Bitcoin Feels The Weight Of Quantum Risk Concerns, Industry Leaders Warn 1 day ago Why Ripple Created The XRP Escrow In The First Place Lord Belgrave’s remarks on the Ripple escrow system address questions about how XRP supply is managed, why the escrow exists in its current form, and what its role could be as Ripple’s infrastructure matures. The argument is that Ripple’s escrow was never designed internally as a pool of tokens just waiting for the best market distribution. In the discussions he describes, escrowed XRP was presented as locked supply governed by deterministic release schedules and multi-year planning phases. The emphasis was on predictability and control, with supply aligned not to short-term trading dynamics but to institutional readiness. Although not publicly assigned or disclosed, portions of the supply were viewed as conceptually reserved for future system deployments. Lord Belgrave claims these conversations occurred under strict non-disclosure agreements (NDAs) and involved institutions across Europe, the Middle East, and Asia. These institutions included central banks, systemically important financial institutions, multilateral bodies, the International Monetary Fund and the Bank for International Settlements. Ripple introduced its escrow system in 2017 to bring transparency and discipline to XRP supply. XRP was created with a total supply of 100 billion tokens. However, not all of these tokens were in circulation during launch. XRPUSD now trading at $1.94. Chart: TradingView About 55 million XRP was locked into on-ledger escrow contracts during launch, with 1 billion XRP scheduled for release each month. However, Ripple also re-locks around 700-800 million XRP, and only 200-300 million XRP is effectively released into circulation each month. This rules-based approach has become a cornerstone of XRP’s tokenomics for the past few years. NDAs, Disclosure Timing, And What Could Come Next Lord Belgrave also pointed to a perceived change in institutional language following Ripple’s regulatory progress, interpreting it as a sign that long-standing NDAs may be nearing a disclosure phase. Systems are now moving from preparation into active deployment, and as such, previously reserved liquidity will become operational. That interpretation was met with a response from Vincent Van Code, another popular XRP enthusiast on X. In his view, many NDAs exist but disclosure does not occur automatically. He explained that information is typically revealed only when both parties formally agree to share specific confidential details. Related Reading XRP ETFs Grow Past $60M As Price Struggles To Respond 22 hours ago From this point of view, the NDAs are so that Ripple does not disclose its counterparties and keeps them clear of regulatory scrutiny until compliance checks, audits, and approvals are complete. Any future transparency from Ripple and its partners would likely follow coordinated decisions instead of just NDA expiration. Featured image from Unsplash, chart from TradingView

Crypto Market Overview (December 14-21, 2025) 📉 The global cryptocurrency market continued to experience significant volatility, with Bitcoin dropping below $90,000 on December 14 and further declining to $86,000 by December 18. This decline was driven by fading expectations of Federal Reserve rate cuts and weakening U.S. macroeconomic data. Ethereum fluctuated between $2,900–$3,100, while altcoins like Solana and XRP saw weekly losses exceeding 5%. The total market capitalization dropped 2% week-on-week, reaching approximately $3.06–$3.08 trillion, marking an eight-month low by December 19. 📊 Positive regulatory signals emerged, with the U.S. SEC removing cryptocurrency from its 2026 priority list and confirming pro-crypto nominees for leadership positions at CFTC and FDIC. The Digital Asset Market Clarity Act is slated for Senate markup in January 2026, offering hope for clearer market frameworks. However, Senator Cynthia Lummis, a strong crypto advocate, announced her retirement. 💸 China injected ¥1.05 trillion (approximately $1.4 trillion) into the market, echoing past events that triggered parabolic crypto rallies. The Bank of Japan (BOJ) raised rates to a 30-year high, creating risks for Bitcoin. However, U.S. Bitcoin ETFs saw strong inflows of $457 million, indicating sustained institutional interest despite price slumps. 🛡️ A major phishing attack resulted in a $50 million USDT loss, with victims offering a $1 million reward for recovery. Quantum computing threats resurfaced in discussions, although experts like Adam Back dismissed them as market manipulation. Memecoins and small-cap tokens hit multi-year lows, highlighting broader weakness in altcoins. 🚀 Ripple’s RLUSD stablecoin reached a market cap of $1.26 billion, becoming the third-largest U.S.-regulated stablecoin. TRON integrated with Kalshi for deposits and withdrawals, and Polkadot gained native USDC access via Coinbase. Prediction markets like Kalshi surged in popularity, climbing to #3 on the App Store. #CryptoInsights #MarketTrends

In the volatile arena of digital assets, nothing tests an investor’s resolve like a market narrative that oscillates wildly between skepticism and sky‑high optimism. For XRP holders, the question is more than a provocative headline; it’s a reality check on how emotional discipline can define financial outcomes in 2025’s unpredictable markets. Influential market commentator Amonyx recently reignited fervor across the XRP community with an X post teasing an aggressively bullish outlook on XRP/USD that extends into quadruple‑digit territory. While Amonyx’s chart projection is extreme, its prominence speaks volumes about prevailing sentiment — and it forces investors to confront their psychological readiness for both upside and downside risk in an asset where narrative drives participation. Current Market Landscape and Price Behavior As of mid‑December 2025, XRP’s price action reflects a subdued yet structurally significant market phase. The token has been consolidating near the $1.80–$2.20 range, repeatedly testing key support around the $2.00 psychological level while facing resistance toward $2.50–$3.00. Are you mentally prepared for this? #XRP? pic.twitter.com/eeKUGuZcHR — Amonyx (@AmonyxGlobal) December 19, 2025 This sideways pattern indicates a market balancing between accumulation and distribution, with modest rebounds and intermittent volatility. Amid this, broader macroeconomic factors such as fluctuating inflation data and expectations around interest‑rate policy have contributed to erratic price movements, keeping traders cautious even as sentiment flickers between optimism and pessimism. Technical Realities Versus Parabolic Narratives Technical analysis of XRP’s charts unveils a market still digesting both structural and sentiment‑driven signals. On one hand, analysts identify tight consolidation patterns and multi‑month support levels that suggest the potential for a breakout if catalysts materialize. However, resistance around the $3.00 mark remains formidable, and the path to sustained momentum above this zone requires repeated confirmations and volume support. Deepening the technical narrative, broader analyst forecasts envision moderate targets in the mid‑single digits — such as $3–$6 — fueled by structural improvements and institutional participation, while more conservative models cluster near current levels unless meaningful catalysts emerge. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Institutional Drivers and Adoption Signals The infrastructural backdrop for XRP continues evolving. The introduction of XRP‑based exchange‑traded products has drawn institutional eyeballs, amplifying visibility and diversifying sources of demand. Recent ETF inflows have contributed to tightening exchange supply and renewed interest from larger market players. Despite these advances, institutional sentiment remains cautious and measured, with many professional traders emphasizing risk management and structural validation over narrative‑driven price predictions. Such a stance underscores the inherent gap between speculative optimism and disciplined investment principles. Psychological Preparedness: A Strategic Imperative What does being mentally prepared entail? It begins with realism: acknowledging that while exuberant forecasts like those amplified by Amonyx capture community attention, the market rarely moves in straight lines. True preparation means anchoring decisions in verified data, setting clear risk thresholds, and avoiding fixation on outsized price targets. It means recognizing that parabolic projections can temporarily buoy sentiment but also induce sharp corrections when unmet. In essence, the coming phase for XRP will test not just traders’ technical strategies, but their emotional resilience — and the ability to act with discipline amid swirling narratives and market noise. Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter, Facebook, Telegram, and Google News