Stellar News Today: Pi Network to Integrate Blockchain and Banking via ISO 20022 Standard by November 2025

Pi Network, a mobile-centric cryptocurrency platform boasting a user base exceeding 50 million, has revealed its intention to fully comply with the ISO 20022 international financial messaging protocol by November 22, 2025. This strategic decision aims to facilitate smoother integration with conventional banking systems, improving both the efficiency of international transactions and adherence to regulatory standards. The plan, outlined through several updates, reflects similar initiatives by established entities such as Ripple and

, both of which have long promoted the use of blockchain in financial infrastructure, as reported by .

ISO 20022 serves as a unified protocol for exchanging financial information, playing a vital role in updating the global payments landscape. It replaces outdated, fragmented systems like SWIFT MT with a more cohesive and structured approach, allowing for richer transaction details and quicker settlements. For blockchain initiatives, adopting ISO 20022 is a key move toward achieving compatibility with traditional finance. By embracing this standard, Pi Network could simplify its connections with banks and financial entities, potentially speeding up practical applications such as remittances and payments to merchants, as highlighted in a

.

The roadmap for implementation is split into three stages: preparation (upgrading infrastructure to satisfy ISO 20022 criteria), activation (coordinating with banks during their official transition), and adoption (broadening use cases like international transfers). This schedule is in line with SWIFT’s global migration deadline, ensuring Pi stays in step with the evolving financial sector, according to CoinPedia. Experts believe this upgrade could boost Pi’s reputation, especially after facing skepticism in its formative years.

Pi’s approach goes further than just regulatory alignment. The network has recently joined forces with OpenMind, a robotics company working on an open-source operating system for AI-powered devices. This partnership utilizes Pi’s worldwide network of over 350,000 active nodes to support AI tasks, such as image analysis. Node operators are now able to earn Pi tokens by providing computing power, turning the network into a decentralized AI processing platform. This collaboration highlights Pi’s broader ambition to connect blockchain technology with practical applications, from robotics to decentralized finance, as noted in a

.

Market response to these announcements has been varied. Pi’s value jumped 16% in the past day, reaching $0.2661, though concerns about long-term price swings persist. Derivatives data points to increasing optimism, with 92% of CoinMarketCap users expressing a positive outlook, according to

. Nevertheless, the token’s price has experienced volatility in line with broader crypto market movements, including profit-taking after the Federal Reserve’s interest rate announcement. Analysts emphasize that Pi’s future will rely on continued ecosystem development and regulatory transparency.

Skeptics remain wary, drawing comparisons between Pi and established blockchain payment solutions like Ripple and Stellar. Both

and are already compliant with ISO 20022, with RippleNet and Stellar’s decentralized systems enabling quick, low-cost international payments. However, Pi’s vast user community and focus on mobile accessibility could set it apart, especially in areas with limited access to banking services. By merging community-driven innovation with AI and financial standardization, Pi aspires to establish a unique position in the global payments arena.

With the November 2025 deadline drawing near, Pi Network must balance rapid technological progress with regulatory demands. Its success in meeting the ISO 20022 timeline and expanding AI-powered features will be crucial for its long-term prospects. For now, this integration marks a major advance in connecting decentralized finance with mainstream banking.

---