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Crypto commentator X Finance Bull (@Xfinancebull) has shared a video featuring Bitwise CIO Matt Hougan’s comment that added a new angle to the current XRP debate. The clip did not focus on price targets or market optimism. Instead, it centered on how XRP products have been received during a weak market environment. X Finance Bull positioned the remarks as evidence of growing institutional participation at a time when retail activity remains cautious. This sets the stage for a shift in how XRP is being evaluated. 🚨Bitwise CIO just said it out loud: $XRP was better received than ETH. In a down market with $1B+ inflows. Retail is still shaken. Institutions are already herePrice down? That’s the trap. WAKE UP! Narrative is shiftingBet accordinglypic.twitter.com/auFeyLOP88 — X Finance Bull (@Xfinancebull) December 20, 2025 Hougan Compares XRP and Ethereum ETF Reception In the video, Hougan contrasted XRP’s early reception with that of Ethereum. Bitwise recently launched its XRP ETF, and Hougan revealed that “XRP has been much better received than Ethereum was.” He described Ethereum ETFs as products that “quietly moved out of the gate” before finding traction much later. By comparison, XRP inflows arrived quickly, with the Canary Capital ETF hitting $58 million in trading volume on the first day. Hougan cited scale and conditions. He said, “To see a billion dollars in a down market is really exceptional.” Assets Under Management (AUM) have since surpassed $1 billion, with over 30 days of net inflows. He added that stronger conditions would likely have pushed the performance higher. According to Hougan, the inflows reflected familiarity. He described XRP as a “simple story” already understood by many investors. He said those investors were “conditioned and ready for it.” He concluded that the trend suggested “long and ongoing demand.” We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Institutional Presence Versus Retail Hesitation X Finance Bull highlighted the contrast in the market. He noted that “Retail is still shaken. Institutions are already here.” He emphasized the timing of inflows during a market downturn. He argued that price weakness concealed positioning rather than a lack of interest. The post framed XRP as an asset benefiting from clarity and exposure to institutional markets. While Hougan avoided commentary on investor classes, X Finance Bull used the remarks to reinforce his thesis that institutional capital had already engaged. Whale activity in the ecosystem supports this belief, as XRP whales have made notable moves in recent weeks. While XRP’s price remains low, savvy investors are making big moves in the market. X Finance Bull believes the low price is just a trap, and XRP could skyrocket before retail investors realize what they’re missing. Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X, Facebook, Telegram, and Google News

Here are the latest news on XRP coin: - *Price*: $XRP coin price is $1.91, which is a decrease of 0.70%. - *Market Cap*: XRP coin has a market cap of $115.88B. - *Analysis*: $XRP coin price is declining, and it is still 64% below its all-time high. - *New Development*: XRP Ledger has announced the Formal Payment Engine Spec, which will improve reliability and security. - *Prediction*: Some experts believe that the price of $XRP coin could reach $8 in 2025, while others believe that it could reach $1.25 ¹ ² ³.

Anew proposal made it to XRP Ledger’s developer channels, and this one is trying to turn the quantum threat debate into something actionable: a protocol-level option that lets accounts rotate a “single-use” signing key on every transaction, so the key is automatically discarded after one successful use. Filed as XRPL Amendment idea #420, the draft comes from developer Ed Hennis and credits inspiration from Nik Bougalis andDavid Schwartz. Worth to note, the concept is not a new encryption scheme. Instead, it adds a new field — proposed names include SingleUseKey and QuantumSafeKey. .@EdwardHennis is also the author for the Quantum Safe proposal for the XRP Ledger he published last week.Inspired by @nbougalis and @JoelKatz.It suggests to allow users to rotate more convenient signing keys for every transaction and use them only once. With the assumption… pic.twitter.com/esy6oa8Yc9— Vet (@Vet_X0) December 20, 2025 The logic is simple: if quantum-capable key breaking ever becomes practical, attackers would still need time after a public key is exposed. The proposal assumes that time would exceedXRP Ledger’s fast validation cycle, limiting the chance that an attacker could break seeing a key once and then replace a transaction fast enough to win on-ledger. More details for XRP In the suggested user flow, an account keeps a recoverable Regular Key stored safely, sets a SingleUseKey, then disables the Master Key after setup. From then on, each transaction is signed with the current single-use key while the next one is being set, creating a rolling chain that reduces how often keys are reused and how much they are exposed. The draft also points out some risks that could come up in practice. For example, tickets can lead to ordering problems, multisigning adds extra work to implement, and user error is still user error — if you reuse a key or mishandle sequencing, the network cannot protect you. Even so, asquantum anxiety is becoming more common in the crypto markets, the proposal givesXRPL a real way to deal with the issue. It can be used as an optional security upgrade.

YoungHoon Kim, the South Korean individual who claims to have the highest IQ in the world, is still busy shilling XRP. This time, he claims that the Ripple-linked digital token is a "digital God." This, of course, could be his most ridiculous post on that social media platform to date. Even the die-hard XRP fans are starting to feel the fatigue of being pandered to this aggressively. Such relentless shilling starts looking desperate. This space is about Engagement, views, replies and likes. The xrp community is massive and we tag onto anything positive we can get it seems — Northern living(secret weapon) XRP/Staple Crew mem (@LandonR90990395) December 21, 2025 Kim was known primarily as a Bitcoin maximalist during much of his public tenure as a "high IQ" influencer. The narrative fractured a few weeks ago, when Kim started to aggressively promote XRP. By Dec. 14, he was predicting that XRP would reach $100. Now, he has turned to "engagement theology." Is he really smartest? Kim’s "highest IQ in the world" claim has obviously attracted plenty of skepticism. The most common scientific objection is that an IQ of 276 is mathematically impossible to validate, given that clinically validated IQ tests typically max out around 160. Such tests cannot reliably measure intelligence beyond this. On a standard deviation (SD) 15 scale, which is used by Mensa and most psychologists, an IQ of 195 represents a rarity of 1 in 8 billion. You would need a norming group larger than the number of human beings who have ever lived to be able to validate the score. Notably, the original Giga Society was founded by Paul Cooijmans to honor exceptionally smart individuals with 1-in-a-billion intelligence. Kim has been accused of creating a copycat organization called the "Giga Society Professional." Cooijmans has publicly called Kim’s organization "fraudulent" and described Kim as an "impostor." The former chairperson of Mensa Korea reportedly stated to journalists that Kim's score within the organization was not "special" by Mensa standards.