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XRP price

XRP priceXRP

Listed
Buy
$2.99USD
-0.53%1D
The XRP (XRP) price in United States Dollar is $2.99 USD as of 18:07 (UTC) today.
XRP price USD live chart (XRP/USD)
Last updated as of 2025-09-20 18:07:36(UTC+0)

XRP market Info

Price performance (24h)
24h
24h low $2.9724h high $3.01
All-time high:
$3.84
Price change (24h):
-0.53%
Price change (7D):
-4.23%
Price change (1Y):
+416.82%
Market ranking:
#3
Market cap:
$178,471,856,475.38
Fully diluted market cap:
$178,471,856,475.38
Volume (24h):
$3,364,819,612.01
Circulating supply:
59.78B XRP
Max supply:
--
Total supply:
99.99B XRP
Circulation rate:
59%
Contracts:
0x1d2f...6c60dbe(BNB Smart Chain (BEP20))
Moremore
Links:
Buy/sell XRP now

Live XRP price today in USD

The live XRP price today is $2.99 USD, with a current market cap of $178.47B. The XRP price is down by 0.53% in the last 24 hours, and the 24-hour trading volume is $3.36B. The XRP/USD (XRP to USD) conversion rate is updated in real time.
How much is 1 XRP worth in United States Dollar?
As of now, the XRP (XRP) price in United States Dollar is valued at $2.99 USD. You can buy 1XRP for $2.99 now, you can buy 3.35 XRP for $10 now. In the last 24 hours, the highest XRP to USD price is $3.01 USD, and the lowest XRP to USD price is $2.97 USD.
AI analysis
Today's hot spots in the crypto market

Crypto Market Heats Up: Major Developments Across Bitcoin, Ethereum, DeFi, and NFTs on September 19, 2025

The global cryptocurrency market is buzzing with significant activity today, September 19, 2025, as key sectors experience notable shifts in price action, regulatory clarity, and technological advancements. While the overall market capitalization hovers around the $4.07 trillion mark with a slight dip of 0.66% over the last 24 hours, the underlying narratives suggest a dynamic landscape for digital assets. [1, 23]

Bitcoin Navigates Resistance Amidst Positive Sentiment

Bitcoin (BTC) is trading in a tight range, generally between $116,000 and $117,000, showing minor fluctuations after an earlier push. [3, 6] Despite some downward pressure throughout the day, BTC has demonstrated resilience, with year-to-date gains exceeding 23%, signaling a departure from its historically bearish September trends. [7] This robust performance is attributed to decreasing selling pressure, heightened public interest, and growing governmental support, notably with Michigan advancing a bill to allocate up to 10% of its state reserves into crypto, potentially setting a precedent for broader institutional adoption across the U.S. [3, 7, 23]

Analysts are keenly watching key resistance levels between $117,200 and $119,000, with an eye on the $110,000 level acting as a liquidity magnet. [14] While some forecasts suggest a potential rally towards $120,000, others anticipate further consolidation. [8, 14, 21] Major trading platforms, such as Bitget, provide real-time data reflecting these market dynamics.

Ethereum Ecosystem Advances with Fusaka Upgrade and Scaling Solutions

Ethereum (ETH) is also experiencing moderate movements, trading around $4,500, with a slight dip of 1.12% to 2.34% over the past 24 hours. [3, 23, 28, 30] The Ethereum ecosystem is poised for a significant transformation with the anticipated 'Fusaka upgrade,' scheduled for mainnet activation on December 3. This upgrade aims to enhance network efficiency, scale throughput, and reduce transaction costs through innovations like PeerDAS and phased blob expansion. [1, 9] Testnet deployments are currently underway in October. [9]

Further solidifying its scaling efforts, Optimism’s Superchain Upgrade 16a is being deployed. This maintenance-focused enhancement is designed to improve blockchain flexibility and safety, supporting the broader expansion of Ethereum's Layer-2 network. [26] Meanwhile, industry figures like Vitalik Buterin continue to shape the dialogue around Ethereum's future, recently criticizing certain state expiry proposals and advocating for alternative solutions like optional partial nodes to address scalability challenges. [27]

DeFi Innovation and Institutional Inflow Drive Growth

The Decentralized Finance (DeFi) sector remains a hotbed of innovation and capital flow. The Total Value Locked (TVL) in DeFi protocols saw a modest increase of 0.04% today, with established players like Aave continuing to lead. [23] A significant partnership between Galaxy, a prominent trading platform, and Aave aims to redefine liquidity management in DeFi, signaling increased institutional engagement within the space. [15]

Stablecoins are also making headlines. PayPal’s PYUSD has significantly expanded its reach by integrating with LayerZero, making it available across nine additional blockchain networks. [13] Concurrently, YZi Labs, linked to Binance, has substantially increased its investment in Ethena Labs, creator of the USDe synthetic dollar, as USDe's supply surpasses $14 billion, driving its integration into centralized and decentralized platforms. [12] The XRP Ledger (XRPL) is also witnessing burgeoning DeFi adoption, with over 14.1 million XRP locked in Automated Market Maker (AMM) pools, fueled by compliance-focused infrastructure and the tokenization of real-world assets (RWAs). [18]

NFTs Pivot Towards Utility and Strong Performance

After a period of consolidation, the NFT market is showing renewed vigor, with overall sales volume surging by 6.64% today. [23] A standout performer is the TON-based NFT ecosystem, which is seeing daily transaction volumes between $3 million and $9 million, defying broader market trends. [20] This surge is largely driven by Telegram's vast user base and the integration of utility-focused NFTs within its ecosystem. [20]

Pudgy Penguins (PENGU) continue to command attention, with a market cap exceeding $2.18 billion. [25] Its success is underpinned by strong on-chain sentiment, successful e-commerce and gaming integrations, and strategic partnerships, illustrating a market shift towards utility-driven digital collectibles. [25, 29] This trend suggests that NFTs are evolving beyond speculative assets into functional tools with real-world applications and corporate integrations, carving out a new space in the digital economy. [29]

Regulatory Frameworks Take Shape Globally

The regulatory landscape for crypto assets is becoming increasingly defined across major jurisdictions. In the UK, the Financial Conduct Authority (FCA) has launched a consultation (CP25/25) to apply its comprehensive handbook standards to cryptoasset activities, aiming for consistency with traditional financial services. [10] Similarly, European regulators from France, Austria, and Italy are advocating for enhanced supervision, proposing stricter rules for global platforms and a centralized approach to scrutinizing token offerings. [11]

In the U.S., significant discussions are underway. Banks are pressing the SEC to implement robust safeguards for crypto custody rules, emphasizing the need for rigorous standards for crypto firms. [16] Concurrently, the SEC has introduced new listing rules for crypto Exchange-Traded Products (ETPs), providing clearer guidelines and aiming to streamline product launches. [17] These developments underscore a global movement towards establishing clearer, more harmonized regulatory environments for the burgeoning digital asset market. [22]

Today's crypto market demonstrates a blend of steady progress in core technologies, burgeoning innovation in DeFi and NFTs, and a continuing global effort to establish clear regulatory guidelines, setting the stage for future growth and mainstream adoption.

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Do you think the price of XRP will rise or fall today?

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Voting data updates every 24 hours. It reflects community predictions on XRP's price trend and should not be considered investment advice.
The following information is included:XRP price prediction, XRP project introduction, development history, and more. Keep reading to gain a deeper understanding of XRP.

XRP price prediction

When is a good time to buy XRP? Should I buy or sell XRP now?

When deciding whether to buy or sell XRP, you must first consider your own trading strategy. The trading activity of long-term traders and short-term traders will also be different. The Bitget XRP technical analysis can provide you with a reference for trading.
According to the XRP 4h technical analysis, the trading signal is Sell.
According to the XRP 1d technical analysis, the trading signal is Buy.
According to the XRP 1w technical analysis, the trading signal is Strong buy.

About XRP (XRP)

What Is XRP?

Ripple, a revolutionary real-time gross settlement system (RTGS), stands out with its unique ability to facilitate instantaneous worldwide currency transactions. Its native token, XRP, holds an integral role in the XRP Ledger (XRPL), while the platform's versatility allows for trading in any currency.

Introduced in 2012 by co-founders Chris Larsen and Jed McCaleb, Ripple is both a digital currency and a transaction network. This advanced system is engineered for banks and financial institutions, offering an efficient method to process international money transfers and securities.

The term 'Ripple' refers to two components - the company and the financial network. On the other hand, XRP, the platform's token, acts as a bridge for exchanges between different currencies or networks. In essence, XRP serves as a temporary intermediary for settlements between two currencies.

Resources

Whitepaper: https://ripple.com/files/ripple_consensus_whitepaper.pdf

Official website: https://xrpl.org/

How Does XRP Work?

Ripple is a decentralized financial technology platform that seeks to streamline international transactions. Its ambition is to create a seamless experience for global money transfers, complete with real-time messaging, financial transaction clearing, and settlement. Leveraging Blockchain technology and modern APIs, Ripple enables financial institutions to send money across the globe instantaneously using the Ripple Network.

Ripple Network supports several products, including:

- xCurrent: This tool empowers banks to process global payments in real-time, allowing them to offer new cross-border payment services to their customers. xCurrent is engineered to align with the banks' compliance, risk, and security needs.

- xRapid: Developed to mitigate liquidity costs for banks and payment service providers, xRapid addresses the high costs associated with entering emerging markets, where a pre-funded local currency account is typically required. It uses XRP to provide liquidity for businesses, offering a more efficient and dependable liquidity option for cross-border payments.

- xVia: This service lets users send global payments with complete transparency, providing rich information such as attached invoices. Notably, xVia doesn't require users to download any software.

The Ripple Network allows customers to quickly tap into emerging markets and extend their businesses into various regions. It saves significant administrative and time costs. With just a single connection, customers gain access to top-tier blockchain technology for global payments, payout capabilities in over 40 currencies, and on-demand liquidity, which serves as an alternative to pre-funding. In addition, it ensures operational consistency through a common rulebook.

Price Volatility and Regulatory Challenges

Like most cryptocurrencies, the price of XRP has experienced significant volatility. It has had its moments of massive price spikes, followed by steep drops, driven by various factors, including overall sentiment in the crypto markets, changes in regulation, and news about Ripple Labs.

Over the years, Ripple Labs has faced regulatory scrutiny, particularly from the U.S. Securities and Exchange Commission (SEC), which filed a lawsuit against the company in 2020 alleging that it conducted an unregistered securities offering by selling XRP.

On July 13, 2023, Judge Analisa Torres of the U.S. District Court for the Southern District of New York issued a summary judgment in the SEC v. Ripple case, which classified Ripple's XRP token to be partly a security and partly not. This preliminary judgment caused a surge in XRP tokens by over 70% within 24 hours, and the entire crypto market began an overall uptrend.

What Determines XRP's Price?

The XRP price today is influenced by a myriad of factors, and is often associated with its creator, Ripple Labs. Like many other cryptocurrencies, the value of XRP is determined by supply and demand in the market. Unlike other digital currencies, XRP cannot be mined; its cap is set at 100 billion tokens. Approximately 52 billion of these tokens are currently in circulation as of September 2023.

Ripple Labs releases about one billion tokens into the market annually, ensuring a steady supply. This strategy not only prevents the XRP price from appreciating too quickly but also contributes to its stability. However, XRP's price can be volatile due to various external influences, such as regulatory laws, its utility, prices of other cryptocurrencies like Bitcoin, and media portrayal.

When it comes to XRP price prediction, several factors play a pivotal role. These include the asset's reputation, regulations and taxes in different countries, the utility of XRP tokens, and the prices of other major cryptocurrencies. XRP price analysis also takes into account its integration into the financial sector, especially its role in efficient cross-border payments, which adds to its value. Ripple's suite of products, like the XRP ledger and RippleNet, aim to enhance global financial transfers, making XRP a preferred choice for many institutions.

XRP's unique consensus mechanism allows for faster and more cost-effective transactions compared to other cryptocurrencies. This efficiency makes XRP attractive to financial institutions and is a significant factor in XRP price determination. The XRP market cap, trading volume, and exchange rate against currencies like USD (often referred to as XRP to USD) are also crucial indicators of its value in the crypto market.

For potential investors, keeping an eye on the latest XRP news, XRP live price updates, and XRP price history is vital for making informed decisions. Whether you're looking to buy XRP, engage in XRP trading, or delve into XRP technical analysis, understanding the factors that influence its price is crucial for a successful investment strategy.

Conclusion

In conclusion, Ripple's XRP is transforming global transactions by providing quick, cost-effective services for banks and financial institutions. Despite price volatility and regulatory challenges, most notably from the SEC, XRP continues to show resilience. A recent preliminary judgment in the SEC v. Ripple case has even sparked a price surge. However, future regulatory developments may impact XRP's use and value. As Ripple's technology continues to disrupt the financial landscape, stakeholders must remain vigilant to manage associated risks and navigate potential shifts in the regulatory environment.

Related Articles about XRP

What is Ripple (XRP)?

Is Ripple (XRP) Really Not a Security? Don't Get Too Excited Yet!

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Bitget Insights

YASIRALICTRADER🌟
YASIRALICTRADER🌟
1h
🌏💎 XRP Dominates Thailand’s Financial Landscape While Asia’s Crypto Scene Heats Up Asia’s crypto ecosystem is buzzing with record-breaking returns, regulatory breakthroughs, and bold new experiments in digital finance. From XRP’s stunning performance in Thailand to China’s offshore yuan stablecoin and landmark legal actions in Shanghai, the region is fast becoming the epicenter of the next crypto revolution. Here’s a deep dive into the latest market-shaping developments. --- 🚀 XRP Crowned Thailand’s Top Asset for Nine Consecutive Months XRP has once again outperformed Bitcoin, Ethereum, gold, and traditional equities, delivering a staggering 390% year-on-year gain as of August, according to the Thai Securities and Exchange Commission’s latest report. 📊 Unstoppable Run: XRP has topped the performance rankings for nine straight months, setting a new benchmark for digital assets in Thailand. 💡 Ethereum Climbs Higher: Ethereum overtook gold to secure a top-three spot, signaling strong investor confidence in leading smart-contract platforms. 💹 Growing Market Participation: Monthly trading volumes climbed 2.05% to 299.4 billion baht (~$8.2B), while active accounts surged 8.44% to 230,000. 👥 Investor Breakdown: Retail investors led the charge at 42%, followed by institutions (21%), juristic persons (18%), and foreign investors (16%). Despite soaring adoption, Thailand maintains a ban on crypto payments, with limited pilot programs for tourist transactions. Interestingly, social media chatter suggests that crypto may become a lifeline for over 3 million citizens cut off from banking access during a nationwide crackdown on illicit “mule accounts.” --- 💱 Kazakhstan Launches Offshore Chinese Yuan Stablecoin In a bold move to bridge trade and crypto, AnchorX has introduced AxCNH, a stablecoin pegged to the offshore Chinese yuan (CNH), on the Conflux blockchain. 🌉 Targeting Belt & Road Trade: Designed for overseas Chinese firms and Belt and Road Initiative (BRI) partners, AxCNH aims to streamline cross-border settlements and payments. 🏦 Strategic Approval: Kazakhstan’s financial authority granted in-principle approval earlier this year, underscoring growing regulatory support in Central Asia. 🔑 Global Implications: While the launch does not signal a policy shift in mainland China, it highlights Beijing’s careful exploration of offshore stablecoin applications without loosening domestic restrictions. The CNH stablecoin could become a crucial tool for companies navigating China’s $3.1 trillion trade network with BRI nations—potentially reshaping regional payment rails. --- ⚖️ Shanghai Executes Landmark Filecoin Liquidation In a first-of-its-kind legal move, a Shanghai district court has sold over 90,000 Filecoin (FIL) seized in a criminal case. 🛡️ Structured Disposal: Following Beijing’s June framework, the court entrusted a licensed institution to trade the tokens on a Hong Kong–licensed exchange at no less than the 20-day average price. 💰 Proceeds Management: The funds will either be confiscated by the state or returned to victims, closing a critical legal gap for managing seized digital assets. 📜 Precedent Setting: This marks a significant step toward establishing a transparent legal process for crypto asset liquidation in China’s jurisdiction. --- 🇰🇷 South Korea Shifts Focus to Stablecoins in 2025 Parliamentary Audit South Korea’s annual parliamentary audit, traditionally a venue for crypto-industry grilling, is taking a more policy-driven turn this year. 🔎 New Priority: Lawmakers will focus on stablecoin inflows and outflows, reflecting President Lee Jae-myung’s crypto-friendly policy agenda. 🏛️ Quiet Year for Exchanges: With no major scandals or manipulation cases in 2025, exchange executives are unlikely to face the usual high-pressure questioning. 💡 Regulatory Impact: This shift signals a maturing crypto market where stablecoins, not scandals, dominate legislative attention. --- 🌐 Key Takeaways for Global Investors Asia’s latest crypto developments signal a new era of maturity and innovation: XRP’s dominance in Thailand underscores growing retail enthusiasm and the potential for alternative financial systems amid banking restrictions. Kazakhstan’s yuan-pegged stablecoin reflects the geopolitical and economic ambition of blockchain-driven trade solutions. Shanghai’s Filecoin liquidation highlights China’s move toward a structured legal approach to digital asset management. South Korea’s stablecoin debate indicates a policy-driven focus on market stability and regulatory clarity. ---$XRP 💡 Final Thoughts From explosive asset rallies to regulatory milestones, Asia continues to lead the way in shaping the future of cryptocurrency. Whether you’re an investor tracking XRP’s meteoric rise or a trader watching stablecoin policy unfold, the region offers both opportunities and critical lessons for the global crypto economy.
BTC+0.11%
ETH+0.21%
Beyoglu_Nabeel
Beyoglu_Nabeel
2h
REX Osprey’s $XRP XRP ETF Smashes Records with $37.7M Launch, Outpacing IVES In a landmark moment for cryptocurrency investment products, REX Osprey’s XRP ETF (XRPR) has made a historic debut, recording an astonishing $37.7 million in trading volume on its very first day.
XRP-0.54%
CRYPTOHEIGHTS
CRYPTOHEIGHTS
2h
If you didn't sell any $XRP , click the like button! #XRP 🚀🌖 If you're an XRP holder, don't miss out on the Flare airdrop distribution - it's a great way to boost your Xrp holdings!
XRP-0.54%
BGUSER-AL3HG8R0
BGUSER-AL3HG8R0
3h
crypto update with the latest prices included
Here’s a clean, human-style version of today’s crypto update with the latest prices included: Crypto Update – September 20, 2025 The crypto market is steady today, with a few big headlines shaping the mood. BitGo, a major crypto custody firm, has filed to go public. In just the first half of this year, it pulled in over $4.2 billion in revenue and now manages about $90 billion in digital assets. Moves like this usually help bring more legitimacy and confidence to the industry. On the Bitcoin front, Michael Saylor says the market is “building a base.” He believes older holders are slowly exiting while big institutional players are preparing to buy in. If that shift happens, Bitcoin could see less short-term selling pressure and more long-term stability. In the U.S., the SEC has made it easier for new crypto ETFs to launch. The first surprise? A Dogecoin ETF got the green light. Expect more ETFs around both major and smaller coins in the coming months. Over in the UK, the Bank of England is talking about setting limits on how much stablecoin people can hold, while Bahrain is trying to attract crypto traders with friendlier regulations. Prices Right Now Bitcoin (BTC): around $116,000 Ethereum (ETH): about $4,480 BNB: near $1,000 Solana (SOL): roughly $238 XRP: close to $3 Takeaway Crypto feels like it’s at a balancing point: institutions are moving in, regulators are tightening rules, and prices are holding steady. If big investors step up as expected, the market could lean bullish. For now, traders are watching closely to see if Bitcoin can stay strong above $115k.
BTC+0.11%
DOGE+0.53%

XRP/USD price calculator

XRP
USD
1 XRP = 2.99 USD. The current price of converting 1 XRP (XRP) to USD is 2.99. Rate is for reference only. Updated just now.
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XRP resources

XRP ratings
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134 ratings

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Medium of Exchange
Enterprise Solutions
XRP Ecosystem
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Contracts:
0x1d2f...6c60dbe(BNB Smart Chain (BEP20))
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What is XRP and how does XRP work?

XRP is a popular cryptocurrency. As a peer-to-peer decentralized currency, anyone can store, send, and receive XRP without the need for centralized authority like banks, financial institutions, or other intermediaries.
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FAQ

What is the current price of XRP?

The live price of XRP is $2.99 per (XRP/USD) with a current market cap of $178,471,856,475.38 USD. XRP's value undergoes frequent fluctuations due to the continuous 24/7 activity in the crypto market. XRP's current price in real-time and its historical data is available on Bitget.

What is the 24 hour trading volume of XRP?

Over the last 24 hours, the trading volume of XRP is $3.36B.

What is the all-time high of XRP?

The all-time high of XRP is $3.84. This all-time high is highest price for XRP since it was launched.

Can I buy XRP on Bitget?

Yes, XRP is currently available on Bitget’s centralized exchange. For more detailed instructions, check out our helpful How to buy guide.

Can I get a steady income from investing in XRP?

Of course, Bitget provides a strategic trading platform, with intelligent trading bots to automate your trades and earn profits.

Where can I buy XRP with the lowest fee?

Bitget offers industry-leading trading fees and depth to ensure profitable investments for traders. You can trade on the Bitget exchange.

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