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USDC Price
USDC price

USDC priceUSDC

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$0.9999USD
-0.02%1D
The price of USDC (USDC) in United States Dollar is $0.9999 USD.
Price chart
USDC price USD live chart (USDC/USD)
Last updated as of 2026-01-09 15:45:29(UTC+0)

Live USDC price today in USD

The live USDC price today is $0.9999 USD, with a current market cap of $74.83B. The USDC price is down by 0.02% in the last 24 hours, and the 24-hour trading volume is $10.91B. The USDC/USD (USDC to USD) conversion rate is updated in real time.
How much is 1 USDC worth in United States Dollar?
As of now, the USDC (USDC) price in United States Dollar is valued at $0.9999 USD. You can buy 1USDC for $0.9999 now, you can buy 10 USDC for $10 now. In the last 24 hours, the highest USDC to USD price is $1 USD, and the lowest USDC to USD price is $0.9989 USD.

Do you think the price of USDC will rise or fall today?

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Voting data updates every 24 hours. It reflects community predictions on USDC's price trend and should not be considered investment advice.

USDC market Info

Price performance (24h)
24h
24h low $124h high $1
All-time high (ATH):
$2.35
Price change (24h):
-0.02%
Price change (7D):
-0.02%
Price change (1Y):
-0.05%
Market ranking:
#7
Market cap:
$74,828,896,255.62
Fully diluted market cap:
$74,828,896,255.62
Volume (24h):
$10,911,376,975.02
Circulating supply:
74.83B USDC
Max supply:
--

About USDC (USDC)

What Is USD Coin?

USD Coin (USDC) is a type of cryptocurrency known as a stablecoin. Stablecoins are a category of digital assets that maintain a stable value relative to a specific asset or a pool of assets. In the case of USDC, its value is pegged 1:1 with the United States Dollar. This means that each USD Coin token corresponds to one US dollar.

USD Coin was launched in September 2018 by CENTRE, a collaboration between cryptocurrency firms Circle and Coinbase. The goal of USD Coin is to bridge the gap between traditional financial systems and digital economies, bringing the benefits of both worlds together. By pegging USDC to the US dollar, the stablecoin ensures the stability of value, a trait that many cryptocurrencies lack due to their volatile nature.

In March 2023, following Circle's acknowledgment of a substantial US$3.3 billion cash reserve with Silicon Valley Bank, the value of its USDC stablecoin experienced a momentary depeg, dropping to 88 cents from its typical one-dollar valuation. The USDC depeg fear caused panic selling, and Binance and Coinbase both confirmed they would temporarily suspend USDC conversion in that period.

Resources

Whitepaper: https://f.hubspotusercontent30.net/hubfs/9304636/PDF/centre-whitepaper.pdf

Official website: https://www.centre.io/usdc

How Does USD Coin Work?

Each USD Coin is purportedly backed by an equivalent amount of US dollars held in reserve. These reserves are regularly audited to ensure transparency and trust in the system. When a user purchases USD Coins, the equivalent USD value is held in a reserve, and the user is issued an equivalent amount of USDC. Similarly, when someone wants to redeem USDC for USD, the coins are destroyed or 'burned', and the equivalent USD is released from the reserve.

USD Coin initially used the Ethereum blockchain, following the ERC-20 standard, which is widely accepted and compatible with many wallets and exchanges. This made it easy to integrate with the existing digital asset infrastructure.

Benefits of USD Coin

The primary benefit of USD Coin is its price stability, as it is pegged to the US dollar. This makes it an attractive asset for those who want to avoid the price volatility often associated with other cryptocurrencies. Moreover, as a digital token, USDC can be transferred globally almost instantly, making it a useful tool for remittances and global transactions.

Additionally, the stable nature of USDC makes it a key player in the burgeoning DeFi (Decentralized Finance) ecosystem. It serves as a predictable asset for lending and borrowing platforms, as well as a stable medium of exchange in decentralized exchanges.

Understanding the Factors that Affect USD Coin Price and Current Value

Understanding the factors that influence USD Coin price is essential for both investors and traders in the cryptocurrency market. USD Coin (USDC) is a stablecoin, which means its current value is pegged 1:1 to the United States Dollar (USD). This pegging mechanism primarily governs the USD Coin current value.

The Stability of USDC to USD Exchange Rate

Unlike other cryptocurrencies that are subject to high volatility, the USDC to USD exchange rate remains relatively stable. This stability is ensured by the issuer, CENTRE—a collaboration between Circle and Coinbase—which maintains a 1:1 reserve in U.S. dollars for every USDC token in circulation. Audits and regulatory oversight further support this stability, making USD Coin a reliable asset in the crypto ecosystem.

USD Coin Market Cap and 24h Volume

However, even stablecoins like USD Coin can experience moments of depegging. For example, in March 2023, the USD Coin value momentarily dropped to 88 cents due to Circle acknowledging a $3.3 billion cash reserve with Silicon Valley Bank. Such incidents can incite panic selling and result in temporary suspensions of USDC conversion on platforms like Binance and Coinbase. While the USD Coin market cap and USD Coin 24h volume may remain robust, external factors like reserve audits and market sentiment can still influence USD Coin value fluctuation.

USD Coin as an Investment and its Role in DeFi

Given its stable nature, many consider USD Coin a good investment for hedging against the volatility of other cryptocurrencies. It's also increasingly being used in decentralized finance (DeFi) protocols, contributing to its utility and demand.

Keeping an Eye on USD Coin Latest News and Price Analysis

Whether you're studying the USD Coin chart for price analysis or staying updated with USD Coin latest news, understanding these factors can provide a more comprehensive view of this stablecoin's role in the digital asset market.

Conclusion

In an evolving world where digital transactions are becoming the norm, USD Coin bridges the gap between the traditional finance world and the digital economy. Its stability, trust, and interoperability with the crypto economy and traditional finance position it as a powerful tool in the financial landscape. As more businesses and individuals adopt cryptocurrencies, stablecoins like USDC will play a vital role in this new digital economy.

Related Articles about USD Coin

What is USD Coin (USDC)?

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USDC Price history (USD)

The price of USDC is -0.05% over the last year. The highest price of USDC in USD in the last year was $1 and the lowest price of USDC in USD in the last year was $0.9967.
TimePrice change (%)Price change (%)Lowest priceThe lowest price of {0} in the corresponding time period.Highest price Highest price
24h-0.02%$0.9989$1
7d-0.02%$0.9987$1
30d-0.03%$0.9981$1
90d-0.02%$0.9981$1
1y-0.05%$0.9967$1
All-time-0.44%$0.8774(2023-03-11, 2 years ago)$2.35(2021-11-16, 4 years ago)
USDC price historical data (all time)

What is the highest price of USDC?

The USDC all-time high (ATH) in USD was $2.35, recorded on 2021-11-16. Compared to the USDC ATH, the current USDC price is down by 57.44%.

What is the lowest price of USDC?

The USDC all-time low (ATL) in USD was $0.8774, recorded on 2023-03-11. Compared to the USDC ATL, the current USDC price is up 13.97%.

USDC price prediction

When is a good time to buy USDC? Should I buy or sell USDC now?

When deciding whether to buy or sell USDC, you must first consider your own trading strategy. The trading activity of long-term traders and short-term traders will also be different. The Bitget USDC technical analysis can provide you with a reference for trading.
According to the USDC 4h technical analysis, the trading signal is Strong buy.
According to the USDC 1d technical analysis, the trading signal is Strong buy.
According to the USDC 1w technical analysis, the trading signal is Strong buy.

How are institutions and celebrities predicting Bitcoin prices in 2026?

The table below shows the price predictions for Bitcoin by relevant institutions and prominent figures at the end of 2025. All information was collected from publicly available online sources.

Optimistic views are primarily based on the Federal Reserve's interest rate cuts, increased institutional allocation, and structural buying driven by spot ETFs, with targets mostly concentrated between $150,000 and $250,000. Cautious and bearish views emphasize that slowing demand, macroeconomic tightening, or technical structural disruption could trigger a deep pullback, with scenarios potentially leading to declines to $70,000, $56,000, $25,000, or even $10,000.

Some of these institutions' and celebrities' past predictions were very close to Bitcoin's price performance, while others were quite far off. Therefore, please consider these predictions objectively in conjunction with more information.

In summary, Bitcoin's price performance in 2026 will primarily be driven by the implementation of the US National Bitcoin Strategic Reserve policy and the macro liquidity resulting from global monetary easing. Meanwhile, the market's cyclical recovery demand following the significant correction in 2025, the continued allocation of institutional funds, and global geopolitical and inflationary pressures will also be key variables influencing its price trend.

Institutions and CelebritiesIntroductionsBitcoin target price in 2026Attitude
Charles HoskinsonCardano founder$250,000Very optimistic
Robert KiyosakiRich Dad, Poor Dad author$250,000Very optimistic
Galaxy DigitalCrypto asset management company$250,000Very optimistic
Arthur HayesBitMEX co-founder$200,000+Very optimistic
Brad GarlinghouseRipple CEO$180,000Very optimistic
VanEckInvestment companies specializing in ETFs$180,000Very optimistic
JPMorganA leading global financial services group$170,000Very optimistic
Tom LeeFundstrat founder$150,000–$200,000Very optimistic
Standard Chartered BankBritish International Commercial Bank$150,000Optimistic
Bernstein ResearchWall Street investment banks$150,000Optimistic
BitwiseCrypto asset management company$150,000Optimistic
CitigroupGlobal financial services group$143,000Optimistic
GrayscaleThe world's largest crypto asset management companyBreaking all-time highOptimistic
Jurrien TimmerFidelity Director of Global Macro$75,000Pessimistic
CryptoQuantOn-chain data analytics platform$56,000~$70,000Pessimistic
Peter BrandtLegendary trader with over 40 years of experience$25,000Very Pessimistic
Mike McGloneSenior Commodity Strategist at Bloomberg Intelligence$10,000Very Pessimistic

What will the price of USDC be in 2027?

In 2027, based on a +5% annual growth rate forecast, the price of USDC(USDC) is expected to reach $1.05; based on the predicted price for this year, the cumulative return on investment of investing and holding USDC until the end of 2027 will reach +5%. For more details, check out the USDC price predictions for 2026, 2027, 2030-2050.

What will the price of USDC be in 2030?

In 2030, based on a +5% annual growth rate forecast, the price of USDC(USDC) is expected to reach $1.22; based on the predicted price for this year, the cumulative return on investment of investing and holding USDC until the end of 2030 will reach 21.55%. For more details, check out the USDC price predictions for 2026, 2027, 2030-2050.

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FAQ

What is a stablecoin?

A stablecoin is a type of cryptocurrency that aims to keep its value stable. This is achieved by pegging its value to assets such as the U.S. dollar or gold. While traditional cryptocurrencies like Bitcoin can be highly volatile, stablecoins like USDC offer a more stable value.

What is USD Coin (USDC)?

USD Coin, or USDC, is a stablecoin that has its value pegged to the U.S. dollar. This means for every USDC in circulation, there's an equivalent U.S. dollar held in reserve. It combines the stability of the dollar with the benefits of cryptocurrency.

How is the value of USD Coin (USDC) maintained at US$1?

To ensure USDC maintains a value close to $1, there's a one-to-one reserve of U.S. dollars held by regulated financial institutions. Regular audits ensure that the amount of USDC in circulation matches the U.S. dollars held in reserve, which helps maintain its US$1 value.

Can the price of USD Coin (USDC) fluctuate?

In theory, USDC should always be worth US$1. However, due to market dynamics such as supply and demand, the price can fluctuate slightly above or below US$1 on cryptocurrency exchanges. For example, in March 2023, following Circle's acknowledgment of a substantial US$3.3 billion cash reserve with Silicon Valley Bank, the value of its USDC stablecoin experienced a momentary depeg, dropping to 88 cents from its typical one-dollar valuation. The USDC depeg fear caused panic selling, and Binance and Coinbase both confirmed they would temporarily suspend USDC conversion in that period. However, such fluctuations are usually short-lived, with mechanisms in the market working to stabilize any significant deviations.

Can I directly exchange USD Coin (USDC) for USD?

Yes, you can redeem USD Coin (USDC) for U.S. dollars through supporting platforms and financial institutions.

How can I use USDC?

USDC can be used in a variety of ways, similar to other cryptocurrencies. Some common uses include: - Trading on cryptocurrency exchanges. - As a form of payment for goods and services. - Transferring money across borders without traditional banking fees. - As a stable asset in decentralized finance (DeFi) platforms.

What is the current price of USDC?

The current price of USDC is typically pegged to $1, as it is a stablecoin. You can check the latest price on Bitget Exchange.

Why does the price of USDC fluctuate?

While USDC is designed to maintain a value of $1, fluctuations can occur due to demand and supply dynamics in the market. It may also be influenced by trading activities on platforms like Bitget Exchange.

Where can I buy USDC?

You can buy USDC on various exchanges, including Bitget Exchange, which offers a user-friendly platform for purchasing stablecoins.

What affects the price of USDC?

The price of USDC can be influenced by market demand, liquidity, and trading volume on exchanges like Bitget Exchange, along with the overall market sentiment towards stablecoins.

Is USDC a good investment?

USDC is a stablecoin and is primarily used for trading and avoiding volatility, rather than for long-term investment like other cryptocurrencies. It's best to consider your financial goals when deciding.

Can I convert USDC to other cryptocurrencies on Bitget Exchange?

Yes, you can convert USDC to various cryptocurrencies on Bitget Exchange, making it a flexible option for trading.

What is the price prediction for USDC in the next month?

As USDC is pegged to the US dollar, its price is expected to remain around $1. Short-term price predictions for stablecoins like USDC are generally stable.

Are there any fees for trading USDC on Bitget Exchange?

Bitget Exchange may have trading fees that apply when buying or selling USDC. It's best to check the fee structure directly on their website.

How can I store my USDC securely?

You can store USDC in a secure digital wallet, whether it's a hardware wallet or a software wallet. Just make sure to use reputable wallets and consider keeping it on exchanges like Bitget Exchange if you are actively trading.

What is the maximum supply of USDC?

USDC does not have a maximum supply cap as it is issued based on user demand. The rate of issuance is managed by regulated financial institutions.

What is the current price of USDC?

The live price of USDC is $1 per (USDC/USD) with a current market cap of $74,828,896,255.62 USD. USDC's value undergoes frequent fluctuations due to the continuous 24/7 activity in the crypto market. USDC's current price in real-time and its historical data is available on Bitget.

What is the 24 hour trading volume of USDC?

Over the last 24 hours, the trading volume of USDC is $10.91B.

What is the all-time high of USDC?

The all-time high of USDC is $2.35. This all-time high is highest price for USDC since it was launched.

Can I buy USDC on Bitget?

Yes, USDC is currently available on Bitget’s centralized exchange. For more detailed instructions, check out our helpful How to buy usdc guide.

Can I get a steady income from investing in USDC?

Of course, Bitget provides a strategic trading platform, with intelligent trading bots to automate your trades and earn profits.

Where can I buy USDC with the lowest fee?

Bitget offers industry-leading trading fees and depth to ensure profitable investments for traders. You can trade on the Bitget exchange.

Where can I buy USDC (USDC)?

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Cryptocurrency investments, including buying USDC online via Bitget, are subject to market risk. Bitget provides easy and convenient ways for you to buy USDC, and we try our best to fully inform our users about each cryptocurrency we offer on the exchange. However, we are not responsible for the results that may arise from your USDC purchase. This page and any information included are not an endorsement of any particular cryptocurrency. Any price and other information on this page is collected from the public internet and can not be consider as an offer from Bitget.

USDC/USD price calculator

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1 USDC = 0.9999 USD. The current price of converting 1 USDC (USDC) to USD is 0.9999. This rate is for reference only.
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USDC resources

USDC ratings
4.2
120 ratings

Tags

Medium of Exchange
Asset-Backed Stablecoin
Stellar Ecosystem
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Contracts:
315667...1566704(Algorand)
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Bitget Insights

CryptoCeek
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$USDC Stablecoins just went fully mainstream. Visa-linked Rain raises $250M at a $1.95B valuation after 30x card growth in 2025 🔹 USDT & USDC spending anywhere Visa is accepted 🔹 Live across Ethereum, Solana, Tron, Stellar 🔹 Expanding to Americas, Europe, Asia & Africa This isn’t crypto “coming soon” — this is payments infrastructure at global scale. Stablecoins aren’t the future of money. They’re the rails now.
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An Analytical Review of CeDeFi-Based On-Chain Yield Structures
CeDeFi is something I see as a practical answer to a long-standing problem in crypto. Most people want access to DeFi yields, but many do not want to deal with private keys, gas fees, or complicated wallet steps. Bitget’s collaboration with Morpho and Arbitrum shows how this gap can be closed in a real and usable way. Users can earn from on-chain activity while still operating through a familiar exchange interface. Each user is assigned a unique on-chain address linked to their UID, which keeps assets separate and verifiable while removing the usual technical stress. It quietly makes DeFi easier to access without changing how it truly works underneath. Once funds are deployed, the returns come from real activity on Arbitrum-based protocols. The yield is not fixed or artificially maintained. It moves based on liquidity demand and actual usage on the network. Rates like up to 12 percent APR for USDC and around 7 percent for USDT stand out, but what matters more is how they are presented. They are clearly variable and tied to market conditions. This makes it easier to understand that the yield is earned through participation, not promised as something guaranteed. Over time, the way interest builds also reflects this realistic structure. Interest is calculated every hour and automatically compounded. When you look at the profit history, you often see small changes from hour to hour. At first, this can look confusing, but it simply reflects changing utilization and rates within the pools. When you step back and look over days or weeks, those small hourly gains begin to add up in a meaningful way. It shows that yield here is gradual, steady, and earned through structure rather than sudden spikes. Transparency is maintained throughout the process without forcing users to manage technical details themselves. Profit records are clear, APRs are visible, and users can follow how returns are generated. At the same time, the platform handles gas fees and on-chain execution in the background. Assets can be redeemed flexibly, and both principal and interest move back to the spot account smoothly. This balance keeps the system open and observable without making it difficult to use. It is also important to be clear about risk. DeFi Earn is not principal-guaranteed. There are real risks involved, including smart contract issues, protocol failures, and possible liquidity limits during extreme market events. These risks are not hidden. They exist alongside the higher yield, which reinforces the idea that on-chain returns always come with exposure. This honesty removes the false sense of safety that sometimes surrounds yield products. When everything is viewed together, Bitget’s approach feels less like a reinvention of DeFi and more like a careful entry point into it. Asset isolation, hourly compounding, transparent yield tracking, and flexible access all work together to create a controlled way to engage with on-chain earning. $USDC $MORPHO
USDC0.00%
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Wavvylad
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When Stablecoins Start Working Harder: A Simple Look at Bitget’s On-Chain Earn with Morpho
• Why Stablecoin Users Are Looking Beyond Banks For a long time, saving money followed one simple rule: put funds in a bank and accept whatever interest comes with it. The problem today is that most traditional savings options offer very low returns, even while the cost of living keeps rising. At the same time, stablecoins like USDT and USDC have become a popular way to store value in crypto without worrying about wild price swings. As more people hold stablecoins for safety, the natural next step is looking for ways to earn more from them without adding unnecessary risk or complexity. • What Bitget On-Chain Earn Is Really About Bitget On-Chain Earn is built to solve that exact problem. It allows users to earn yield from real on-chain DeFi activity while keeping the experience simple and familiar. There is no need to manage private wallets, switch networks, or handle complicated transactions. Everything happens through the Bitget platform, but the funds are still deployed on-chain. This approach combines the ease of centralized platforms with the transparency of decentralized finance, often referred to as CeDeFi. • How $MORPHO Fits Into the Picture At the core of this product is Morpho, a well-known DeFi protocol operating on the Arbitrum network. Morpho focuses on improving lending efficiency by better matching lenders and borrowers. Instead of using overly complex strategies, it optimizes how liquidity is used, which helps generate stronger and more stable yields. Bitget integrates Morpho in the background, allowing users to benefit from its mechanics without needing to interact with DeFi directly. • The Yield Advantage: Traditional Finance vs On-Chain Earn The difference in returns is where this product really stands out. Traditional wealth products often provide modest yields that barely keep up with inflation. In comparison, Bitget On-Chain Earn offers up to 12% APR on USDC and around 7% APR on USDT, depending on market conditions. While yields are never guaranteed, this gap clearly shows why on-chain earning has become attractive to stablecoin holders who want their funds to do more than just sit idle. • Transparency and Asset Safety Explained Simply One of the most important features is the Unique UID Address system. Each user is assigned a dedicated on-chain address linked to their account. This means assets are isolated and fully traceable on-chain. Instead of funds being mixed together in a single pool with limited visibility, users can verify movements and balances directly. This structure adds a strong layer of transparency and helps build confidence around asset safety. • Why Gas-Free Access Matters for Everyday Users Gas fees are one of the biggest obstacles for people entering DeFi. They can be confusing, unpredictable, and sometimes expensive. With Bitget covering gas fees, users do not need to worry about holding ETH or paying transaction costs. This removes a major technical barrier and makes the entire process feel much closer to using a regular savings product, especially for beginners. • Flexibility and Real-Time Interest: What Makes It Different Unlike fixed-term products, Bitget On-Chain Earn is designed to be flexible. Funds are deployed instantly, interest accrues in real time, and users can subscribe or redeem at any moment. There is no waiting period and no complicated timing rules. This flexibility allows users to stay in control of their funds while still earning continuously. • Who This Product Is Best Suited For This product is well suited for stablecoin holders who want better yields without dealing with DeFi complexity. It also appeals to users who value transparency, flexibility, and ease of use. For those curious about DeFi but hesitant to manage wallets or gas fees, this serves as a comfortable entry point. On-chain earning does not have to be complicated or intimidating. By combining Morpho’s efficient DeFi infrastructure with Bitget’s user-friendly platform, On-Chain Earn offers a practical way to make stablecoins work harder. It represents a quiet shift toward smarter capital use, where earning yield feels simple, transparent, and accessible rather than technical or risky.
USDC0.00%
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ARBITRUM INTEGRATION EXPLAINED: WHY LAYER TWO MATTERS FOR STABLECOIN YIELD
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ARB+0.28%
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1d
🚨 JUST IN: $1.5 BILLION $USDC MINTED ON SOLANA. $2.25 BILLION $USDC MINTED ON $SOL IN THE PAST 5 DAYS! #SOLANA ⚡️ $ZTC $GUN
ZTC-17.86%
SOL+0.41%
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