XRP Becomes Thailand’s Top Choice as a Safe Asset Surpassing Gold Amid Crypto Boom
- XRP surged 390% YoY in Thailand by August 2025, outperforming Bitcoin and gold as the top crypto asset for nine months. - Retail investors drove 42% of XRP transactions, with $8.2B monthly trading volume and 230,000 active crypto addresses. - Thailand's partial crypto openness and Ripple's cross-border payment utility fueled XRP adoption amid 3M locals' debanking crisis. - Analysts highlight XRP's institutional appeal and $4 price target, though $2.87 valuation remains in consolidation phase. - Regulator

XRP has rapidly risen to a leading position within Thailand’s financial sector, recording an impressive 390% year-over-year increase as of August 2025, according to the Thai Securities and Exchange Commission (SEC). This growth far surpasses Bitcoin’s 85% annual rise and Ethereum’s 17.21% gain, making
Data from the Thai SEC demonstrates XRP’s ability to outshine traditional safe investments such as gold, which has long been a mainstay in investment strategies. Although gold continues to serve as a hedge against inflation and economic turmoil, XRP’s practical use in international payments and its alignment with Thailand’s regulatory initiatives—like tokenized government bonds and a digital payments platform—have spurred its widespread use. The altcoin’s network has also seen an 8.44% monthly rise in active crypto wallets, now numbering 230,000, with institutional and overseas investors accounting for 21% and 16% of trades, respectively.
Thailand’s digital asset sector has remained robust despite regulatory hurdles. While most cryptocurrencies are prohibited for payment purposes, stablecoins such as
Experts credit XRP’s achievements to its real-world utility and positive regulatory outlook. Ripple’s collaborations with banks and its emphasis on affordable, rapid transactions set it apart from more speculative digital assets. Crypto analyst John Squire forecasts that XRP could reach $4 by the end of 2025, citing technical trends and rising institutional participation. Nevertheless, the altcoin is currently consolidating, valued at $2.87, presenting investors with the choice between holding for long-term gains or taking advantage of short-term price swings.
The adoption of XRP in Thailand signals a shift in investor preferences. Retail participants have been the primary force behind the demand, with grassroots enthusiasm surpassing institutional involvement. This stands in contrast to the U.S., where the launch of a new XRP ETF by REX-Osprey has
Looking forward, XRP’s future in Thailand will be shaped by regulatory developments and broader economic factors. Its capped supply and advanced technology provide a strong foundation for optimism, but market fluctuations and global political risks remain obstacles. Ongoing oversight by the Thai SEC, along with international trends like de-dollarization and rising inflation, may further enhance XRP’s position as a hybrid asset—blending the reliability of traditional investments with the innovation of digital finance.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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