The Altcoin Vector #25

- AI in education market to surge from $7.05B in 2025 to $112.3B by 2034 at 36.02% CAGR, per Precedence Research. - Asia-Pacific leads growth at 46.12% CAGR; corporate e-learning to hit $44.6B by 2028 with 57% efficiency boost. - AI edtech startups raised $89.4B in Q3 2025 (34% of VC), with infrastructure investments at 51% of global deal value. - STEM institutions partner with tech giants to build AI talent pipelines, supported by $1B Google and $140M NSF investments. - Market risks include 66.4% revenue

- ChainOpera AI (COAI) collapsed 99% in late 2025 due to hyper-centralization, governance failures, and technical vulnerabilities. - 88% token control by ten wallets, $116.8M losses at C3.ai, and minimal code updates exposed systemic risks in AI-driven crypto projects. - Regulatory uncertainty from U.S. CLARITY/GENIUS Acts and algorithmic stablecoin collapses accelerated panic, highlighting market fragility. - The crash underscores urgent need for frameworks like NIST AI RMF and EU AI Act to balance innova

- US law school tuition rose to $49,297/year by 2025, with debt averaging $140,870, driven by declining state funding and inflation. - The 2025 OBBB Act capped student loans at $50,000/year and $200,000 total, prompting schools like Santa Clara to adopt tuition moderation and scholarships. - Public interest scholarships (e.g., Berkeley, Stanford) and LRAPs now enable 85%+ retention in public service roles, reducing debt's influence on career choices. - PSLF has forgiven $4.2B for 6,100 lawyers since 2025,

- PENGU/USDT's 2025 sell-off triggered a 30% price crash and $128M liquidity shortfall, exposing flaws in algorithmic stablecoin models. - High concentration (70.72% held by large wallets) and USDT dependency amplified volatility, eroding trust in decentralized governance. - Retail optimism clashed with institutional caution, accelerating migration to regulated stablecoins like USDC under U.S. and EU frameworks. - Regulators and institutions now prioritize hybrid models combining AI governance with CBDCs t