Bitget converter provides REF to PAB real-time exchange rates, making it easy to convert Ref Finance (REF) to Panamanian Balboa (PAB). The conversion result is based on real-time data. The conversion result shows that 1 REF is currently valued at 0.09332 PAB. Since crypto prices can change rapidly, we recommend checking back for the conversion result.

1 REF is currently valued at 0.09332 PAB, which means buying 5 REF would cost 0.4666 PAB. Similarly, B/.1 PAB can be converted to 10.72 REF, and B/.50 PAB can be converted to 53.58 REF, excluding any platform or gas fees.

Convert REF to PAB

Convert PAB to REF

Ref Finance

Panamanian Balboa

1 REF

0.09332 PAB

Exchange 1 REF for 0.09332 PAB

2 REF

0.1866 PAB

Exchange 2 REF for 0.1866 PAB

5 REF

0.4666 PAB

Exchange 5 REF for 0.4666 PAB

10 REF

0.9332 PAB

Exchange 10 REF for 0.9332 PAB

20 REF

1.87 PAB

Exchange 20 REF for 1.87 PAB

50 REF

4.67 PAB

Exchange 50 REF for 4.67 PAB

100 REF

9.33 PAB

Exchange 100 REF for 9.33 PAB

200 REF

18.66 PAB

Exchange 200 REF for 18.66 PAB

500 REF

46.66 PAB

Exchange 500 REF for 46.66 PAB

1000 REF

93.32 PAB

Exchange 1000 REF for 93.32 PAB

5000 REF

466.59 PAB

Exchange 5000 REF for 466.59 PAB

10000 REF

933.18 PAB

Exchange 10000 REF for 933.18 PAB

In the table above, you'll find a comprehensive REF to PAB converter that shows the value of Ref Finance in Panamanian Balboa across commonly used conversion amounts. The list covers conversions from 1 REF to PAB, all the way up to 10000 REF, providing a clear view of their respective values.

Panamanian Balboa

Ref Finance

1 PAB

10.72 REF

Exchange 1 PAB for 10.72 REF

10 PAB

107.16 REF

Exchange 10 PAB for 107.16 REF

50 PAB

535.8 REF

Exchange 50 PAB for 535.8 REF

100 PAB

1,071.6 REF

Exchange 100 PAB for 1,071.6 REF

200 PAB

2,143.21 REF

Exchange 200 PAB for 2,143.21 REF

500 PAB

5,358.01 REF

Exchange 500 PAB for 5,358.01 REF

1000 PAB

10,716.03 REF

Exchange 1000 PAB for 10,716.03 REF

2000 PAB

21,432.06 REF

Exchange 2000 PAB for 21,432.06 REF

5000 PAB

53,580.14 REF

Exchange 5000 PAB for 53,580.14 REF

10000 PAB

107,160.29 REF

Exchange 10000 PAB for 107,160.29 REF

50000 PAB

535,801.45 REF

Exchange 50000 PAB for 535,801.45 REF

100000 PAB

1,071,602.9 REF

Exchange 100000 PAB for 1,071,602.9 REF

In the table above, you'll find a comprehensive PAB to REF converter that shows the value of Panamanian Balboa in Ref Finance across commonly used conversion amounts. The list covers conversions from 1 PAB to REF, all the way up to 100000 PAB, providing a clear view of their respective values.

REF to PAB chart

REF/PAB: 1 REF = 0.09332 PAB; 2025/11/16 16:34:38

In the past 1D, Ref Finance has changed -5.66% to PAB. Based on the trend and price charts, Ref Finance(REF) has changed -5.66% to PAB while Panamanian Balboa(PAB) has changed % to REF in the last 24 hours.

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REF to PAB conversion data: Volatility and price changes of Ref Finance in PAB

The highest Ref Finance price in PAB over the past 7 days was 0.1238 PAB while the lowest Ref Finance price in PAB over the past 7 days was 0.09325 PAB. The relative change between the highs and lows in Ref Finance price in PAB over the last 7 days indicates a volatility of %. You can view additional volatility data and REF to PAB prices for the past 24 hours, 30 days, and 90 days in the table above.

	Last 24 hours	Last 7 days	Last 30 days	Last 90 days
High	0.1004 PAB	0.1238 PAB	0.1271 PAB	0.2038 PAB
Low	0.09332 PAB	0.09325 PAB	0.07611 PAB	0.07611 PAB
Average	0 PAB	0 PAB	0 PAB	0 PAB
Volatility	%	%	%	%
Change	-5.66%	-19.58%	-13.13%	-53.61%

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Bitget P2P trading does not currently support direct buying of REF with PAB. However, you can buy USDT in Bitget P2P trading first, and then buy REF with USDT via Bitget spot market.

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Ref Finance information

REF to PAB market statistics

REF/PAB:

B/.0.09332

REF 24h volume:

B/.214.12

REF market cap:

B/.4,246,992.87

REF circulating supply:

45.51M REF

Current REF to PAB exchange rate

Ref Finance to Panamanian Balboa is falling this week.

Ref Finance's current market price is B/.0.09332 per REF, with a total market cap of B/.4,246,992.87 PAB based on a circulating supply of 45,510,900 REF. The trading volume of Ref Finance has changed by -29.15% (B/.-88.11 PAB) in the last 24 hours. Last trading day, REF's trading volume was B/.302.22.

More info about Ref Finance on Bitget

Ref Finance price Ref Finance price prediction What is Ref Finance (REF)Ref Finance profit calculator

Panamanian Balboa information

About Panamanian Balboa (PAB)

The Panamanian Balboa (PAB), introduced in 1904, stands as a unique symbol of Panama's economic history and its close ties with the global economy. It is commonly abbreviated as PAB and represented by the symbol B/. Named after the Spanish explorer Vasco Núñez de Balboa, the currency reflects Panama's strategic role as a global trade hub and its historical linkages with the United States.

Historical Background

The adoption of the Balboa marked a significant chapter in Panama’s financial history, coinciding with the country's independence from Colombia and the beginning of the Panama Canal construction. The Balboa was pegged to the US Dollar at par from its inception, reflecting the economic and political relationship between Panama and the United States, a connection that has remained pivotal to Panama’s monetary policy.

Design and Symbolism

The design of the Panamanian Balboa features iconic national symbols, historical figures, and landmarks that narrate Panama’s rich cultural heritage. Coins bear the image of Vasco Núñez de Balboa, honoring the explorer who influenced Panama's early history. These designs are more than just transactional tools; they resonate with national pride and historical awareness.

Economic Role

As Panama does not issue its own paper currency and uses the US Dollar for all paper money transactions, the Balboa exists primarily in coinage. This unique monetary system underpins Panama's service-based economy, which includes finance, tourism, and the famous Panama Canal. The Balboa’s stability, thanks to its peg to the US Dollar, is crucial for the country’s financial system and economic activities.

Monetary Policy and Stability

The monetary arrangement of using the US Dollar alongside the Balboa coins ensures economic stability, but it also means Panama does not have its own independent monetary policy. This system provides stability and confidence, attracting foreign investment, particularly in the banking and service sectors.

International Trade and the Panamanian Balboa

Given Panama's strategic location and the significance of the Panama Canal, the stability of the Balboa (and its parity with the US Dollar) is crucial in international trade. This stability facilitates the country’s role as a global logistics and trade hub.

Remittances and Economic Impact

Remittances play a significant role in Panama’s economy, with inflows from Panamanians working abroad, especially in the United States. These remittances, converted into Balboas and Dollars, support household incomes and contribute to economic stability.

Bitget crypto-to-fiat exchange data shows that the most popular Ref Finance currency pair is the REF to PAB, with for Ref Finance's currency code being REF. Use our cryptocurrency calculator now to see how much your cryptocurrency can be exchanged for PAB.

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1 REF to NT$2.85 TWD

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1 REF to $0.09332 USD

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1 REF to AU$0.1432 AUD

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1 REF to €0.08028 EUR

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1 REF to C$0.1310 CAD

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1 REF to ₩135.26 KRW

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1 REF to ¥14.37 JPY

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1 REF to £0.07096 GBP

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1 REF to R$0.4943 BRL

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1 67 to B/.0.01413 PAB

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1 AIO to B/.0.1212 PAB

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1 XAUt to B/.4,076.96 PAB

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1 RESOLV to B/.0.1793 PAB

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1 ASTER to B/.1.21 PAB

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1 TIMI to B/.0.07773 PAB

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REF to PAB Conversion tables

The exchange rate of Ref Finance is decreasing.

The exchange rate of 1 REF to Panamanian Balboa has changed by -19.58% in the last 7 days. In the last 24 hours, the rate has fluctuated by -5.66%, reaching a high of 0.1004 PAB and a low of 0.09332 PAB . One month ago, the value of 1 REF was B/.0.1074 PAB , which represents a -13.13% change from its current value. Over the last year, Ref Finance has changed by

-B/.

0.2040PAB

, resulting in a change of -68.61% in its value.

24 hours ago1 month ago1 year ago

Amount	16:34 today	24 hours ago	24h change
0.5 REF	B/.0.04666	B/.0.04946	-5.66%
1 REF	B/.0.09332	B/.0.09891	-5.66%
5 REF	B/.0.4666	B/.0.4946	-5.66%
10 REF	B/.0.9332	B/.0.9891	-5.66%
50 REF	B/.4.67	B/.4.95	-5.66%
100 REF	B/.9.33	B/.9.89	-5.66%
500 REF	B/.46.66	B/.49.46	-5.66%
1000 REF	B/.93.32	B/.98.91	-5.66%

REF to PAB FAQ

How much is 1 Ref Finance in PAB?

Right now, the price of 1 Ref Finance (REF) in Panamanian Balboa (PAB) is B/.0.09332.

How much REF can I buy for 1 PAB?

Based on the current exchange rate, you can get 10.72 REF for 1 PAB.

How do I calculate or convert REF to PAB?

You can use our REF to PAB calculator at the top of this page to convert any amount of REF to PAB. We've also included quick-reference tables for the most popular conversions. For example, 5 PAB is equivalent to 53.58 REF, while 5 REF will cost around 0.4666PAB.

What is the highest price of REF/PAB in history?

The all-time high price of 1 REF in PAB is B/.46.75. It remains to be seen if the value of 1 REF/PAB will exceed the current all-time high.

What is the price trend of Ref Finance in PAB?

Over the past 7 days, the exchange rate of Ref Finance (REF) has gone down by 19.58%. Over the last month, the exchange rate of Ref Finance (REF) has gone down by 13.13% against Panamanian Balboa (PAB).

What factors influence the conversion rate of REF to PAB?

There are many factors that affect the relationship between Ref Finance and Panamanian Balboa, spanning multiple dimensions such as macroeconomic trends, policy regulation, and technological innovation. Specifically, the following key factors play an important role:

Market sentiment:Investor sentiment and confidence have a significant impact on the dynamics of REF/PAB. When there is positive news in the market about the widespread adoption of REF or major technological breakthroughs, it tends to trigger market optimism and drive the rise of REF/PAB. Conversely, negative news, such as regulatory crackdowns and security vulnerabilities, may trigger market panic and lead to a decline in REF/PAB.

Regulatory environment:Government policies and regulations surrounding cryptocurrencies have a direct impact on their acceptance, which in turn determines their value relative to traditional currencies such as the US dollar. Clear and supportive regulations can enhance investor confidence in cryptocurrencies and drive their value up. Conversely, vague or overly strict regulatory policies may hinder the development of cryptocurrencies and cause their value to fall.

Economic indicators:Macroeconomic factors in the country where the fiat currency is issued—such as inflation rates, interest rates, and key economic growth indicators—play a crucial role in determining the fiat currency's value and indirectly affect the exchange rate of REF/PAB. For example, high inflation rates may lead to a decrease in market trust in fiat currencies, thereby increasing investors' demand for cryptocurrencies such as Bitcoin as a hedge, driving up their prices.

Technological progress:The continuous development and innovation of blockchain technology, as well as various improvements in the cryptocurrency ecosystem—such as expansion solutions and security enhancements—have provided strong support for the value growth of cryptocurrencies like Bitcoin.

Investors must understand these dynamics to avoid making wrong decisions. After considering these factors, investors should also closely monitor future changes in the price of Ref Finance and adjust their investment strategies accordingly in the evolving market.

Popular exchange rates — Crypto-to-Fiat converter

	USD	EUR	CAD	PKR	INR	GBP	BRL
BTC	$94,178.7	€81,021.93	C$132,160.96	₨26,608,231.36	₹8,352,651.95	£71,613.48	R$498,808.04
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XRP	$2.18	€1.88	C$3.06	₨615.84	₹193.32	£1.66	R$11.54
SOL	$136.49	€117.42	C$191.54	₨38,562.81	₹12,105.34	£103.79	R$722.91
PI	$0.2262	€0.1946	C$0.3174	₨63.91	₹20.06	£0.1720	R$1.2
TRUMP	$7.07	€6.08	C$9.92	₨1,997.61	₹627.07	£5.38	R$37.45
DOGE	$0.1582	€0.1361	C$0.2220	₨44.69	₹14.03	£0.1203	R$0.8379
SHIB	$0.{5}8852	€0.{5}7616	C$0.{4}1242	₨0.002501	₹0.0007851	£0.{5}6731	R$0.{4}4689
PEPE	$0.{5}4793	€0.{5}4123	C$0.{5}6726	₨0.001354	₹0.0004251	£0.{5}3644	R$0.{4}2538
XLM	$0.2515	€0.2163	C$0.3529	₨71.05	₹22.3	£0.1912	R$1.33
LUNA	$0.07763	€0.06679	C$0.1089	₨21.93	₹6.89	£0.05903	R$0.4112
XCN	$0.005771	€0.004965	C$0.008098	₨1.63	₹0.5118	£0.004388	R$0.03056

Bitget crypto-to-fiat exchange data shows the popular Ref Finance currency pairs: REF to US Dollar (USD), REF to Euro (EUR), REF to Pound Sterling (GBP), REF to Canadian Dollar (CAD), REF to Indian Rupee (INR), REF to Pakistani Rupee (PKR), REF to Brazilian Real (BRL), REF to…
The price of Ref Finance in the US is $0.09332 USD. Additionally, Ref Finance’s price is €0.08028 EUR in the eurozone, £0.07096 GBP in the UK, C$0.1310 CAD in Canada, ₹8.28 INR in India, ₨26.37 PKR in Pakistan, R$0.4943 BRL in Brazil, and more.
The most popular Ref Finance currency pair is the REF to Panamanian Balboa(PAB). The price of 1 Ref Finance (REF) in Panamanian Balboa (PAB) is B/.0.09332.

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