Circle's USDC Drives Secure, Native Cross-Chain Future on XDC

USDC, the leading regulated stablecoin, has expanded its cross-chain presence by launching natively on the XDC Network. This integration enables users to hold and transfer real USDC on XDC without relying on bridges or wrapped tokens, ensuring greater security, speed, and ease of integration into decentralized applications [1]. The native USDC on XDC is fully backed 1:1 by U.S. dollars through Circle’s reserves and can be directly redeemed via Circle Mint, maintaining the same regulatory compliance and transparency as on Ethereum and Solana [1].

The launch is supported by Circle’s Cross-Chain Transfer Protocol V2 (CCTP V2), which facilitates secure and capital-efficient transfers between blockchains using a “burn and mint” mechanism. When USDC is moved from one chain to another, the tokens are burned on the source chain, verified by Circle’s attestation system, and then minted fresh on the destination chain—XDC in this case [1]. This process eliminates the need for liquidity pools or third-party validators, reducing counterparty risk and improving transaction efficiency. CCTP V2 also includes programmable “hooks” that allow developers to automate actions after a cross-chain transfer, such as depositing USDC into a DeFi platform or triggering a smart contract [2]. This enhances the user experience and streamlines the development of cross-chain applications.

The integration of USDC on XDC aligns with the network’s focus on real-world assets (RWAs), trade finance, and enterprise payments. XDC, a Layer 1 blockchain optimized for financial use cases, offers fast finality, low transaction costs, and energy efficiency. With native USDC, XDC users and developers gain access to a trusted, dollar-pegged stablecoin that can be used for tokenized assets, DeFi protocols, and institutional-grade financial services [2]. This development is expected to drive greater liquidity and adoption across XDC’s growing ecosystem, which already includes over 175 applications and participants [3].

Circle’s decision to expand USDC’s presence to XDC is also a strategic move to strengthen its cross-chain interoperability. As of August 2025, USDC is natively available on 24 networks, including Ethereum, Solana, Polygon, and Avalanche [1]. The addition of XDC further cements USDC’s role as the most widely adopted regulated stablecoin across multiple ecosystems. With over $68 billion in circulation, USDC continues to demonstrate strong growth, particularly in institutional and enterprise use cases [5].

For developers, the integration of USDC and CCTP V2 on XDC opens new opportunities for building innovative financial applications. Circle provides access to its infrastructure through APIs and developer tools, enabling projects on XDC to integrate USDC for onboarding, treasury management, and embedded payments [2]. The programmable hooks in CCTP V2 allow developers to create seamless user flows, such as automated swaps and vault deposits, across multiple chains. This enhances the composability of decentralized applications and supports the growth of a more interconnected blockchain ecosystem [2].

The expansion of USDC to XDC also reflects the broader trend toward regulated infrastructure in the stablecoin sector. Unlike wrapped or bridged stablecoins, which introduce liquidity and security risks, native USDC ensures a consistent and reliable settlement asset across different blockchains [2]. This approach supports the transition from speculative use cases to enterprise-grade applications, where transparency and compliance are paramount. As the stablecoin landscape evolves, USDC’s focus on native issuance and secure transfer protocols positions it as a preferred choice for institutions and developers seeking to build scalable and compliant financial systems [2].

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[4] Circle announces that USDC and CCTP V2 will be launched on the XDC network (https://www.bitget.com/news/detail/12560604931591)